For me, it is better to be a smart person that being a strategic one. It feels like if you are smart, you can also be strategic because you can think of ways that will be beneficial for you in the long run. If you are not smart enough, you can't think of a good plan with your money. Handling money is a very hard thing to do, you need to wise with using it, you just can't spend on everything you want if you want to be successful.