Doing everything in limit is worth it if you cross the limit then it will not give you much benefit in anything, same way if you are only saving after sacrificing so many things from your life just like you are not having fun, not fulfilling your small wish which brings you joy and happiness. Never forget your presence to make your future because when you are healthy and wealthy physically and mentally then only your future will become brighter with your hardwork and present savings. Yes, saving habits gives you a better life. You can buy a house, accumulate funds for your retirement, or you can run your family in better condition etc but never forget your present.