Do not listen paid shills like in post above. This guy is just not very well adopting with reality, you have to understand and forgive.
So far XRP is the only coin that used for utility, and the only that used to make world better.
Its top performer of 2017, it jas strong back up amd strong community.
XRP Chat is the only place you will find trustfull information, people try to discreditize it, so that you would invest in some shit coin.
Some fact, back in 2014, when XRP was introduce, therr was other 100 alt coins, guess what, apart LTC, all of them prove to be a shit coin, and XRP proved to make its way to world.
This is precisely the kind of wide-brush nonsense you find over and over again on that site. And dare to challenge such pearls and you are labeled an instant FUD monger - or worse. A strong community is one that can tolerate (and even celebrate) opposing viewpoints. XRP Chat is a hopeless echo-chamber.