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Re: Is Xapo a scam ? be carreful !!
by
Xapo_Partners
on 19/05/2016, 16:55:44 UTC
Xapo support here! Sometimes, when a debit card is declined, that transaction will show up as 'pending' in your transaction history with the funds temporarily on hold until the cancelation has been confirmed.

Transactions can be declined when you swipe the card, or later on in the authorization system either by VISA, the merchant/ATM or the merchant's/ATM bank. These cancellations must then be communicated to Xapo via the settlement system. While most transactions get canceled, or settled within 1-2 days after the original authorization, merchants/ATMs have up to 16 days to broadcast confirmations and cancellations to the payment processing system.

As soon as Xapo receives the cancellation notice, you'll then see your transactions moved from "pending" to "canceled" and the funds made available in your wallet again.
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Re: Official Xapo Service Discussion
by
Xapo_Partners
on 07/01/2016, 22:55:49 UTC
I have try to create a xapo wallet, to play their games to earn some satoshis.. but i think i am lost in the process, i have receive this email
Quote
Dear Xapo User,

Upon additional review of your account application, we were unable to verify the information you provided.

Consequently, we are unable to enable full functionality for your account.

Regards,
The Xapo Team

im trying to check what went wrong with my registrations. i have sent a support ticket and no answer till now..

Can you PM me the email you use with Xapo and the information you provided.
This message will only trigger if you have been flagged due to incorrect information (name, location, etc..)
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Re: Official Xapo Service Discussion
by
Xapo_Partners
on 07/01/2016, 22:42:08 UTC
Are you able to log in to your Xapo account in the pop up and select the wallet you wish to pay for? Also, I'm assuming you have enough funds to pay for the purchase too correct? I've notified our team to look into this for you.

Yes, I'm able to log in to my Xapo account in the pop up and I have enough funds to pay for the purchase. It seems that the pop up is too low and does not fit on the screen and I can't see the "Pay" button (tried on different browsers and different screen resolutions). Everything works fine for other digital goods in the "Xapo world".

We have since fixed this issue. You should be able to complete your purchase now!
Thanks for the patience.
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Re: Official Xapo Service Discussion
by
Xapo_Partners
on 04/01/2016, 17:50:31 UTC
Can somebody explain me how to top up a cellphone with bitcoins in Xapo World? I choose my country, enter the phone number, choose an amount to pay, but when I click on "Top Up", the "Pay" button does not appear (I just see my Xapo wallet balance and the recharge amount).

Are you able to log in to your Xapo account in the pop up and select the wallet you wish to pay for? Also, I'm assuming you have enough funds to pay for the purchase too correct? I've notified our team to look into this for you.
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Re: Official Xapo Service Discussion
by
Xapo_Partners
on 23/12/2015, 18:52:55 UTC
Whats wrong with API? All sending payments are canceled

http://s1.postimg.org/t5gjljnaj/xapo.jpg

The cancelled transactions could be 2 possible reasons. First we had a maintenance window of ~8hrs yesterday 12/22/15 where most of the Xapo infrastructure was off while we made upgrades. This has since ended and your transactions should be going as normal.

The other reason is if users are withdrawing for the first time. If a user doesnt have a Xapo account and withdraws from a service using our APIs they will receive an email inviting them to claim their bits (by creating an account with Xapo). Over a 10 day period we will send them many email reminders, but if the user does not claim the bits are returned to the service in 10 days. We set it up that way because we had many faucet partners who paid the user but many of them never claimed their bits... so at least now the funds will return to the service.
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Re: Official Xapo Service Discussion
by
Xapo_Partners
on 19/12/2015, 01:23:48 UTC

Hey there Miiike how are you? Yes I will personally be more active on Bitcointalk going forward.

Hi, thanks for showing.. Because i just got this problem very recently. I played wheel of bitcoin (which prior to this message, was downloadable via Google play) and for its newest update it redirect me to your xapo world. The problem is: i can't download it. I've allow the "third party" setting on my phone, so i believe that's not the cause of this "error".

Please advise.

Thanks for letting us know. We just migrated our games from Play Store to Xapo World just yesterday so are still squashing any bugs.

Can you tell me the model of your mobile? Also, once you download what happens? Are you able to open the game but not spin? Or at what point do you get the error message?
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Re: Official Xapo Service Discussion
by
Xapo_Partners
on 19/12/2015, 01:21:01 UTC
Hey there Miiike how are you? Yes I will personally be more active on Bitcointalk going forward.

Are you going to send me my card?

Can you PM me the email you use with Xapo? I cant help investigate and confirm that your card was sent from our fulfillment center. Although if you got regular shipping (versus DHL) unfortunately there is no way for us to track what is holding up the delivery of your card after it leaves fulfillment. Arrival times will vary depending on your country and this is based on your country's postal service.
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Re: Official Xapo Service Discussion
by
Xapo_Partners
on 17/12/2015, 22:15:59 UTC
and the next question about the xapo service is
what if after 1 year using this prepaid card, i want to stop using the xapo prepaid card.
must i pay the annual fee for the next year too? and must i return the prepaid card to xapo?

The debit card works like "normal" credit card where we can take and spend some money in our local currency as usual, except instead of using fiat as its balance, it uses btc, right?
Then I suggest you to also consider the availability of bitcoin ATM and/or bitcoin-payable merchant around you, it would be pretty useless if you can't use it anywhere
ok sir, thx for the information
well indonesia is still new for the bitcoin payable merchant and anything else with "BTC" offline
gonna wait until indonesia can prove some of bitcoin ATM/ bitcoin payable merchant here

No need to look for bitcoin ATM and merchants that accept bitcoins. As other users have mentioned before the card works at any merchant that accepts Visa. So the merchant doesnt even need to know what bitcoin is and you will be able to make purchases if you have btc in your Xapo wallet.
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Re: Official Xapo Service Discussion
by
Xapo_Partners
on 17/12/2015, 22:05:13 UTC

Can you provide more info what you mean about affiliate sites? We still have a number of faucets and other services using us. You can see more info about our available tools at developers.xapo.com.

Oh, hi Xapo
You finally come up. Can you be more active, please? I believe all of us here love to use your service, but your slow customer service response somehow made us reconsidering to keep using you.

Is xapo require private info before we can open wallet, same as coinbase.?

Easiest way is by try it yourself, you can always stop in the middle of the sign up process supposes that you found their form didn't met your credential preference

Hey there Miiike how are you? Yes I will personally be more active on Bitcointalk going forward.
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Re: Official Xapo Service Discussion
by
Xapo_Partners
on 14/12/2015, 04:25:58 UTC
same no debit card.

also what happened to the affiliate sites?

Can you provide more info what you mean about affiliate sites? We still have a number of faucets and other services using us. You can see more info about our available tools at developers.xapo.com.
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Re: Official Xapo Service Discussion
by
Xapo_Partners
on 11/12/2015, 23:29:06 UTC
the faucet is farmsatoshi sir, im never using any VPN to play that faucet
because i dont have any idea to use it and im just play it while relax or when im not busy
and the reason is after withdraw the satoshi, and then "breaching the T&C" notice appear immediately and my account can't be reaccess anymore

Since that your account has been blocked, I don't think you can open their "suspended" list?
If you'd like, tell me your username either here or by PM, I'll look at those list, maybe it could clarify of why did your account suspended
the real things is my account suspended because im trying to withdraw 200K satoshi into my account
the transaction failed and i got suspended. im trying to contact the admin because of this problem
lot of people receive this problem too, among the high lvl players got suspended

Seems it's a common problem..
Here, go to this thread if it is help https://bitcointalk.org/index.php?topic=1076006.20;topicseen
ok sir, thx for helping me
but the problem still unsolved, can you contact the admin to fix this problem?
lot of people still searching for admin help, but none get fixed

Unfortunately Xapo is unable to help you with this since Farmsatoshi's teams are the ones who grant access to their service/game.  As others have suggested you will have to reach out to their admin for help.
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Re: Official Xapo Service Discussion
by
Xapo_Partners
on 03/11/2015, 18:26:28 UTC
WTF?? Whenever i try to withdrawal cash from my Xapo debit card, ATM says not enough funds even tho i'm 1000% sure i got money in my xapo account and 100s of confirmations already?? This card only work occasionally so dont rely on it for your urgent withdrawals guys. It making me sick whenever i go to withdraw money and im already thinking to dump it  Angry

There are a few things that could be happening in your case:

1. Your card could have been blocked due to many failed attempts or incorrect PIN (which at times is not your fault, it's the ATM that fails to pass us the correct info). You can solve this by PMing me or by emailing support@mychoicecorporate.com who are the card issuer and can unblock your card if you email them from the email account associated with your card.


ever consider folks are not using the wrong pin number? That's the same line repeated to me over and over. Every time I contacted support it was always and without fail made out to be an error on my part. I made no errors. The card simply didnt work, but you manged to get $40 approx out of me eh...That can mount up if yo have had thousands of people buying in to this.  Im not suggesting Xapo is a scam, but well when it doesnt work why stop taking peoples money eh...

If you dont think your issue is related to wrong PIN send me a PM and I will investigate for you. However, we mention this because more than 90% of the cases are related to wrong PIN.

A debit card can get blocked for 3 reasons:

You are using an incorrect PIN with your card purchases.
You've tried entering to MyChoice's webportal too many times with incorrect credentials. For security reasons they will block your card
You've tried calling MyChoice's card activation/PIN retrieval phone system, and entered incorrect information - again, MyChoice will block your card for security reasons.

To retrieve your Debit Card PIN, you can login to your Xapo account, and go to your main wallet. Then click on the little gear wheel on top of the card image to access your wallet settings:

You'll be taken to your Wallet Settings page: click on "View PIN" to retrieve your Debit Card PIN. As I mentioned, if you dont think this is your issue send me a PM with your email associated with Xapo and I will help you.
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Re: Official Xapo Service Discussion
by
Xapo_Partners
on 02/11/2015, 18:52:42 UTC
Hi Xapo,

I've had an absolutely atrocious experience with your support.  I've contacted you four or five times over the course of four months, and nobody has been decent enough to respond.  Each subsequent email has started with some approximation of - perhaps you've overlooked my last emails... Has support been outsourced to the bitcointalk forum, or is there something particular I've done to be thus scorned?

Thanks
Dave

Hi Dave we are receiving support tickets for debit cards from any social media outlet. If you send me a PM with details (your email in Xapo and issue) I can help you from here and let my team know to close your ticket received via email.
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Re: Official Xapo Service Discussion
by
Xapo_Partners
on 22/10/2015, 19:10:59 UTC
Used my debit card this night (21 of October) at 21:35. My card is denominated in EUR. BTC to EUR exchange rate used: 205.61 EUR/BTC. That was 12.76% hidden fee in btc2eur conversion in comparison to e.g. Kraken at that point in time. SLEAZY. Really sleazy Xapo.

We've provided an explanation in this and other threads. I will try to clarify and explain the difference in btc rates for your debit card. If you have questions let me know:

Why does my transaction history show a lower bitcoin exchange rate when I make a debit purchase?

Let's say you have a EUR card and travel to the US. You go out and buy a $30 lunch at a $300 btc exchange rate. You do the math in your head and confirm your lunch cost 0.1 btc. You get the push notification of the charge for 0.1btc and are happy. You then check the transaction details and see that in fact the exchange rate was not $300, but $299.  Angry?!

Another example..
Now let's say you went to the ATM and took out $100 at the $300 exchange rate. You do the math in your head and confirm you took out .33btc. You get the push notification of 0.33 btc and are happy. You then check the transaction and see that the exchange rate was lower, say $285.   Angry?!

So, why does this happen?

When you make these purchases the app will show the price paid for the item. However, in some cases there are fees such as foreign exchange rate or those charged at the ATM (by our issuer or the ATM itself) that are currently not getting itemized in the transaction log. In other words, instead of adding the charges as a $ amount on top of the cost of your item it will compensate by showing a lower btc exchange rate.

In the examples above, instead of showing your lunch cost $30 at $299 exhchange rate, the correct way is to display a $31 lunch at $300.
Or in the exampe of the ATM it should show the amount you are withdrawing plus the fees (which will vary depending on how much you take out and the ATM you are using) at a $300 exchange rate.

We are working on itemizing the additional charges so that you can see how much was paid for what. Once this is finalized the exchange rate will be fixed and correct, and you will see any additional charges added on top of the fiat amount charged.

The bad news is that this is still being built.
The good news is that no, we are not cheating you by doing a workaround of the exchange rate.

If you think I can explain further let me know. I am happy to try to answer any questions. If you are concerned about a specific transaction related to your debit card you can reach out to us at debit@xapo.com and we will take care of you.
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Re: Official Xapo Service Discussion
by
Xapo_Partners
on 22/10/2015, 19:04:41 UTC
WTF?? Whenever i try to withdrawal cash from my Xapo debit card, ATM says not enough funds even tho i'm 1000% sure i got money in my xapo account and 100s of confirmations already?? This card only work occasionally so dont rely on it for your urgent withdrawals guys. It making me sick whenever i go to withdraw money and im already thinking to dump it  Angry

There are a few things that could be happening in your case:

1. Your card could have been blocked due to many failed attempts or incorrect PIN (which at times is not your fault, it's the ATM that fails to pass us the correct info). You can solve this by PMing me or by emailing support@mychoicecorporate.com who are the card issuer and can unblock your card if you email them from the email account associated with your card.

2. There is a 2X ATM withdrawal per day. Unfortunately this includes failed attempts so if you try twice without success you will have exceeded the ATM withdrawals times you have for that day. You'd need to wait 24hrs to retry. I know this sucks but they are rules imposed by Visa and our issuer.

3. Keep in mind that there are the ATM fees and (depending on your country) FX conversion fees. Make sure you have enough funds to cover those.

If you have any questions PM me and I will do my best to help you resolve it. Thanks everyone for your patience.
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Re: Official Xapo Service Discussion
by
Xapo_Partners
on 19/10/2015, 21:34:02 UTC
Can anyone tell me why I should use bit-x over xapo's service?

try E-Coin, it has the lowest fees on the market and the only company which offers virtual cards (it offers plastic as well).
Get virtual card and give a try, if you like you can upgrade to plastic or use virtual while plastic is on it's way

Hi /u/pmatveev and /u/marcotheminer we appreciate you adding comments about your btc debit cards. There are a number of other threads where these topics are being discussed.

I kindly ask you to leave this thread specifically for user issues in using Xapo so that we can help our customers.

Hi. Can you please cancel my debit card order with DHL as shipment method?

I thought you better write a direct email to their support team as i think the Xapo_partners are rarely active on this thread..

I've written 2-3 emails + opened one support ticket aswell. No replies at all. Hopefully Xapo_partners can speed up the process.
Since no DHL email have been sent I expect them to cancel my order without any problems...

I will continue to update this thread.

Could you PM me the email you use for your Xapo account please? I will have our team review this today to help you.
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Re: Xapo World selling games for bitcoin
by
Xapo_Partners
on 16/10/2015, 23:45:48 UTC
I just compared Xapo World with few other websites & sellers in this shop, i found out that video games in Xapo World is still slightly more expensive than sellers in this forum or website that i've found before
Maybe they should give cheaper price to attract customer

Could I ask you what websites you are using to compare pricing? I see G2A was mentioned as a suggestion. Any others?

I just got in mind this website : https://key4co.in/
It's not much known or much used however the prices are pretty good , and when there is sales on Steam ... price of CSGO could go to like 6.99$ which is the lowest you can find on the whole internet probably ...

EDIT : Just another suggestion , you could focus on known and big games like CS:GO , Battlefield series , GTA series , Fifa series etc ... these known and famous games as I said .

key4coin is a nice website. Thanks for sharing that.
I agree with you also on expanding on some of the bigger game franchises. Good feedback!
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Re: Xapo World selling games for bitcoin
by
Xapo_Partners
on 15/10/2015, 20:02:20 UTC
I just compared Xapo World with few other websites & sellers in this shop, i found out that video games in Xapo World is still slightly more expensive than sellers in this forum or website that i've found before
Maybe they should give cheaper price to attract customer

Could I ask you what websites you are using to compare pricing? I see G2A was mentioned as a suggestion. Any others?
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Re: Xapo World selling games for bitcoin
by
Xapo_Partners
on 15/10/2015, 19:41:43 UTC
I checked the site out, it seems rather new Smiley
Too bad the prices there aren't really the best, you can find a better price at another store
And i don't think they are stocking on a new AAA games Tongue
Oh well, it is new we can't expect much from it now
But i do expect a better price in the future Wink

Can you specify what AAA games are not available that you would like to see?
We can do our best to track and add any new games that are in high demand and unavailable

Also what other website are you using to compare price that is cheaper than Xapo World?
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Re: Xapo World selling games for bitcoin
by
Xapo_Partners
on 14/10/2015, 23:50:18 UTC
I haven't even heard of Xapo World....Are they affiliated with Xapo the company, or something else entirely?

Yes Xapo World (world.xapo.com) is an official Xapo product. We have been sharing it with only a select number of users who are helping us test it. Let us know if you have feedback, suggestions for products you'd like to see or other comments.

Also, for Steam games please be sure to check that the game works with your platform. For example, some Steam games are unavailable on Mac.