It is possible to happen. Though all the planning and investing is one of the factor to consider here. Mostly in the first world country, people can have their early retirement due to their economic advantages, sadly to say for us belongs to the 3rd world country, one possible option is really to invest in different investments, meticulous planning, consistent approach to goal and study more to gain more knowledge how to manage the money effectively. We have our own, investments are not a hype in our country, a very few are willing to invest. As long my countrymen eat 3 times a day, we are ahappy about it, even doing the 9-5 job till our retirement age.