The era of video phones has really helped change law enforcement as they are scared of committing wrongdoing and having evidence of it.
It is really tricky to put a dollar amount on a wrongful death. No amount of money can ever bring that person back to life.
Insurance is really just gambling but the odds are against you or they wouldn't do business with you in the first place.
I'm not sure how men searching only men and women searching only women has any affect with the large amount of gay and trans people around, shouldn't really matter.