Don't forget that Tether is still an unresolved issue. We don't know if they are really solvent, if their USDT is really backed by USD money at a 1:1 ratio or they are doing really fractional reserve banking at small scale which would be enough to create a scarefest and get further panic selling traction. For now, it seems to be working, but sooner or later I think USDT will bust and we will have another bear cycle, excellent to buy because ultimately who the hell cares if some company is doing that in some off shores bank. Bitcoin is beyond these scammy practices. 21 million limited coins no matter what guys, don't forget that.
Understanding the risk should also be taking place, yes it is usable for a while if we understand how the market will proceed, it can serve as a temporary
assets just to convert your holdings to much safer if we are dealing inside the exchange, but just like what you have said there's still some issue that is
needed to clarify before we entrust our investment, better to use it with a lots of understanding and more strategy than frequently using it and make
your entire investment at risk.