Everyday that I try and learn about sane financial law and policy it gets even muddier. It is so obvious that regulators serve their self interest at the expense of the citizenry and the people just concede because its such dense nonsense and regulatory by law. Their rules are simple, keep a holed of financial industries, and tax people the maximum amount. Period. Which is why bitcoin exists in the first place. to wrestle financial control away from these absolute monsters.