I got scammed.
But first, let me start from the beginning. Since most of the people recommended getting a parent/guardian or a person who is over 18 involved I manned up and approached the only adult I knew who might be ok with helping me out. My pitch went well and he was cool with the idea. We began the process of setting up a account on his name on Coinbase. I had no idea it was such a painstaking process, hence I had told him that it will be quick. I felt bad... I looked like I had not thought this process through and I was misleading. It took us about 2 hours to get to a point where Coinbase asked him to make a 8 second video of himself holding up his credit card to his face and read a script. I could tell he was not comfortable with it and I was not comfortable with it also. We tried Kraken also, but it soon became evident that we would end up in the same spot. Anyway... I looked like I did not know what I was doing so I had to apologize and abort the whole plan. I was frustrated. Bollocks.
Then became friday (22.12). When I got up I saw that bitcoins and all the altcoins were tanking. I got excited. This was my chance! A great time to buy and to get on board. Against all of the recommendations and my own better judgement I decided to find a local dealer and opt for a face-to-face deal. I found one on facebook and we set up a meeting in a hotel lobby. It was a 2 hour adventure for me to get to the hotel. There was two guys waiting for me. I introduced myself, we shook hands and started with the business. One guy scanned my QR code with his Ipad and told me to hand over the cash. I did. It looked like he had sent the bitcoins my way. They said that due to heavy traffic the transaction time was 30min to 1h (I had also read about long transaction times and it sounded logical). I made the mistake of not demanding that we wait together for the transfer to hit my wallet before I handed over my money. I asked if they could wait with me but they refused. My pleading did not work. They left.
Since the whole deal was pretty intense for me I sat there looking into infinity for the next 5 minutes. I started my journey back home refreshing my wallet every 30 seconds. By the time I was home it was clear there was no payment coming. I was and still am mortified.
Looking back they looked tense. It looked like one guy was telling the other guy what to do. It did not feel right, but I felt like I was already in too deep to abort... Maybe they would get pissed if I told them that I changed my mind. Also everything happened pretty quickly.