See
https://www.coindesk.com/bank-of-america-cryptocurrency-risk-factor-annual-report-10-k/

Seems that they are somewhat scared by the competition of crypto...


"In a passage about new competitors in the financial services industry, Bank of America expressed caution about how client preferences could lead them to use products like cryptocurrencies - for which, as it stands, the bank does not offer any support."..

Sounds like it..
Cheers

I started a few months ago, here's my take on how to invest smartly:

If you are mining small amounts ($300- $400 per month), use your mined eth or whatever wisely.
I put about $75 per week into crypto. My goal is to keep this up for 6-8 months.

I look for altcoins that are in the top 100 and watch the charts. I READ tons of news / chat / forums when I have time. There is a lot of crap out there, filter out what you can and use the rest to attribute to the FUNDAMENTAL (general news) impact of you decision.

I am a hodler.... I don't often drop an altcoin because of some chatter I read. Stick to your plan.

Do your research... read read read...

Try and read between the lines within the fundamental data for a coin. What people "feel" and their "perception" about a particular market will drive the price more than anything... technical (charting trends) will take second place..

If you trade throughout the day / week.. learn to use fibs and other indicators.


Anyway, here's what I have going..

I am holding:

Etherium
Ripple
Cardano
Neo
Stellar
NEM
TRON (was a long shot )
VERGE
IOTA
And just for fun 20,000 Dogecoin (it was cheap)

I am looking at a few other coins this week..just trying to amass a nice portfolio and hodl on!

Cheers and have fun