Take a look at the home page of their website, scroll to the photo of the 4 young people having a laugh in the sunshine...that photo is a STOCK image.

Now any company worth their weight would at least be able to take their own images for their company website.

Seems a little cheap and scammy imo.

Some more positive news come from the Change Team today on their Facebook page...

"Our CEO Kristjan Kangro met with e-Residency’s Vice President Ott Vatter to discuss the vision of giving anyone in the world access to an European bank account through Change. We have a clear understanding of the regulatory requirements to make this happen and we’re excited to work together."

Reference: https://www.facebook.com/changefinance/

Yep - this is massive news. Awesome work by the Change team.

As the market shifts over the next 6-12 months, you can just imagine how huge this project will be in Europe especially. Estonia is pro crypto and as one of the few projects covering many investment categories, with the prospect of having a banking license in 2020, Change is aligning themselves to become a leader in this category.

Looking forward to seeing the app and project move to a worldwide scale over the coming months moving into 2019 and beyond.

Very exciting.

Nice little update from the team today via email - good to see things are ticking along!

"Starting from next week, we will launch a major update that will allow our users to buy and convert cryptocurrencies with zero fees. If you are a resident of the European Economic Area, you can already start verifying your account and buy cryptocurrencies via bank transfer."

Great news! Change is asking potential card holders about the design...which do you like the most?

https://getchange.typeform.com/to/R0jdyN

Scammers and impersonators are attaching themselves to every coin out there...it's just how crypto is atm, no fault of harvest coin.

Just report the fake impersonators to Twitter when you see them.

CMC does need updating, but again, I've heard this can take weeks once submitted. I tend to use livecoinwatch anyhow most of the time these days.

Hopefully HC can hire a few more hands to take care of this side of things while the devs focus on developing the coin.

Well, actually they have completed step one of the road map - which is being listed on multiple exchange platforms (Cryptopia and Coin Exchange).

Next on the road map - Promotions. Have been lackluster, but there have been banners on several well known masternode sites. This could improve though. Media and marketing is not their strong point at this point in time.

Website has seen upgrades since the coin's inception - which is part three of the road map. Their are some parts of it that still need improving though.

I'm hoping the team expansion part of the road map includes someone who can market the coin better on social media - this will hopefully come in quarter two of 2018.

Mobile wallets has been completed on the road map in the form of Android - i'm not doubting that the ios and electrum will be too far away either.

The rest of the road map i wouldn't expect to be completed until some time in 2019 / 2020...lightning network etc...

Yes, this coin has aspects they could improve in, but you could apply that to almost any coin outside the top 10 at the moment. This is a coin that was listed in late 2017, so it's still well and truly in the early phase of development.

Biggest step for these guys will be marketing in order to now move forward, they just need someone to market them properly on social media and perhaps put themselves out there with some advertising to gain some traction in the exchanges. Perhaps another exchange in quarter two this year will help as well.

Pros and cons there, but overall, things are ticking along and we can only wait for the next development - these things take time.

Cheers,

Cool your jets westbanker. All you ever have to say are negative comments...bitter much? Did you buy in December/Jan in the bull run and now the bear market is getting you down?

Young coin, devs delivering on time and the coin is certainly not dead. MN is working, wallets are working and delivering a passive return.

If you don't like it, then go away and take your negative comments to some other coin. Or, try and contribute something substantive in the future.

As mentioned in their white paper, 2020 they are hoping to apply for banking license. So yes, to those wanting to make a quick buck...this isn't for you. This is a long term hold, 3-5 years.

Once crypto is widely adopted, that's when projects such as this will take off. I invested because I want Change to be my personal bank of the future and somewhere I can trust to bank with.

Have faith, have patience.

I flicked the team a PM on Twitter this week about Centra and as usual they got back to me straight away with the following:

Centra and Change are in totally different jurisdictions. Also, they could not prove the things they claim. I can tell you that the team are working on a real product and we have foreseen and plan to make sure that we are completely in the bound of the law.

Hope this helps, let us know if you have any other questions.

Have a lovely day ahead!

IMO the Change team know what they are doing, and are making extra sure that when the product is delivered, it's delivered properly and within the law.

I think people that buy into coins that are MNs are hardly 'greenhorns' as you say.

It's quite a technical thing to understand a MN and set it up. Most who purchase from exchanges don't have a clue what a MN is. 370+ MNs as of today, that's up from 300 at the start of Feb 2018.

I feel like I'm repeating myself, but if everything is working e.g the MN and wallet is running and the Dev is delivering e.g the recently released Android Wallet...then it kinda seems this project is ticking along nicely.

Keep in mind it was only the last quarter of 2017 when the coin went live - still a young project in the crypto world.

Just my thoughts anyhow.

How can you say the coin is dead when they literally just released their Android wallet this week? ...on time and as specified in the road map.

360+ mastrrnodes since Feb have been added...hardly a dead project imo.

You're probably the same type of people who said BTC was dead at .06c

Anyhow, you're entitled to your opinion.

What do you think of the new Android wallet though? Have you tried it yet?

These guys are a totally different kettle of fish in comparison to Centra - although, Centra was very convincing it has to be said.

I PM'd the team a few days ago on Twitter about providing monthly updates...and look what happened, they are all over it!! Great job team Change!

Check out the March update here:

https://medium.com/changefinance/change-monthly-recap-march-ca912bd7f288

Stop being so negative!

They just released their Android Wallet and have done an awesome job on it and all you can talk about is a Twitter account...

Every project has areas it can improve in, and yes perhaps the social media side of things can be better. BUT, they have delivered on time with a promise of an Android wallet and have done a great job of it. Oh - and the team let us know about it through...Twitter 😉.

Everything else will come in time - Rome wasn't built in a day! It's a very young coin still. Remember, coins such as Monero and Dash had to start somewhere as well. HMC has made great strides in such little time.

In the mean time, check out the new Android wallet on the website or download from Google play.

https://play.google.com/store/apps/details?id=com.harvestcoin.android

Cheers.

Projects such as TenX, Monaco and Centra are already issuing debit cards, so it's very possible I would have thought? The beauty of Change Bank CAG is they are rolling out an entire platform for users to invest in other areas such as real estate, insurance and crypto trading on top of being just a crypto debit card.

As for partners - well it has been backed by the Estonian Goventment's e-residency program, so there is a solid foundation and belief there.

Again, such a young project, partners will come in time and that's what they are working on now. Their whitepaper mentions 2020 as the year to apply for their banking license, so this is a long term hold investment.

First time poster, long time watcher on this thread.

This project was my first MN and you have to remember that the project is still VERY young in comparison to other similar coins. Give it some time and let the developer do what they are good at...developing the product and technology.

The Android wallet looks amazing and if you aren't following then on Twitter, then maybe join up and you can see what is on the way.

MN is working, wallet is working and once the market recovers, owners have a great project with a super low supply. Keep the faith people.

http://i.imgur.com/4k61Ruk.jpg

First time poster, long time watcher on the forums here. Thought I would chime in and say that CAG is working hard still. I PM them every now and then on Twitter and get a reply within 24 hours every time - I must say they are very professional in their communication.

Basically here is what they had to say in reply to communications now and into the future...

"We have taken up the approach on an impactful updates and are coming up with better strategy in communication. We will update with more news once we are ready. The team is still hard at work on the product, not to worry. Let me know if you have any other questions! 👍"

I have no doubt this team is going to produce something special...just give them some time, it's a big project, but they are more than capable.

Cheers.