Our project team will be uploaded this week. Demelza Hays is part of the research team. Some people have asked what the difference is between XRP and XOV. XRP is more of a centralised payments system and does not assume the role that a Central Bank would. XOV's core proposition is to stabilise currency by using a range of financial controls (human and non-human), and to implement these controls through the XOV network. The feasibility of controlling the price of digital currency will be proved from our research. Being able to stabilise digital currency, something that has never been done before and a purpose that Bitcoin was never designed to have. It will mean that for once, merchants can finally accept cryptocurrency as stable form of payment, and people holding the currency can keep it away from the mainstream banking system without fear of it completely depreciating. Bitcoin is a great technical concept and will continue to be used but is too volatile for merchants.