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lol I also have the impression that this is some kind of primitive form of cheating.
You say $100 is an amateur thing? How about once a user on this forum wanted to borrow $70k without any collateral to create a project. However, he did his best and made a business plan. Of course, no one borrowed him, but actually trying to cheat on $70k is more professional.
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Damn $70k ask for a project would need to GPS chip his all his organs to make sure he executed on that project lol