Just stopping in to say I'm familiar with a lot of the members who are running 401K Coin. They have always been parts of upstanding coins, and I have faith in their projects. Looking forward to this one.
Absolutely not. Real use case(s). APR is here to stay for the next 100 years.
Some people don't want to hang on for the ride of real organic growth, and are looking to catch the next high ROI masternode coin. The rest of us who see the real potential, are holding onto our masternodes tightly.