Hi man !

Very good point - just to point out this is not a bad thing - I am sure you understand that with this place being very new a lot of people need to build trust in the platform and see it work - now at this time Change came together as a collaboration between these 3 companies and for this reason - it also provides a very good sand box environment for us to develop a solid playbook which can than help us - actually we are now currently in talk with other companies as well with the first new one to be announced this week, and this has nothing to do with any change team member , estonia or Singapore for that matter  hope this week .

Hope this helps

Latest Twitter Update ! https://pbs.twimg.com/media/DJmTYV4VYAABbG_.png

sbogovac  - Apology for any issues you have experienced in the dutch thread - we are very happy to answer questions - with regards to threads in other languages - it is very difficult for us to keep track of them - as we dont speak those languages and they are usually set up as part of our bounty program.

As such quality control there is very hard thing. Never the less- no excuses - its out fault and for that please accept my apology.

One thing that we do very well is answer questions - the best forum for this is the telegram group where we have 1000+ people and we answer all questions in a public forum - nothing to hide. I would strongly encourage you to join us there.

With regards to your questions - the answer is quite simple - change is not much different than the other cards - however, the card and wallet are meant to serve as a gateway into the change market place - where we bring on board a series of established fintech partners into which you can deploy your capital.

Our main value prop is the marketplace and not the card.

Please let me know if that makes sense and do join us over on Telegram. you can find the link on our website.

Best Regards,

Dragos 

Hello whaleICOer ,  we expect out product to be up and running end of the year - worst case scenario q1 of 2018.

We do have a running beta for the fiat product which we have now taken offline and adjusting for crypto.

Hope that helps.

hey no worries, I think you are making a really good point we have had conversations about this the issue with just a marketplace angle is that it does not include the card aspect. I think perhaps my previous message was not worded as good as it could have been. I definitely see where you are coming from - and what we are trying to say is that we are decentralised bank = not the same as a bank - its easier to understand from a communication perspective as a point of reference.   Our goal to get a banking license in the future as we continue our growth.

With regards to the using the banking label vs the crypto banking label - we have been advised that they are different enough to not cause issues.

There are other companies who have taken the same approach - however, i will have another chat with our team just to make sure all is well.

Your feedback is very much appreciated and please do join us on telegram and slack and perhaps we can bounce more ideas around - as this particular comment does add a lot of value as it helps us double - triple check our position.


 

We have made it clear both in our White Paper at the road map section as well , as with any incoming inquiries  that we are not a bank - we are a marketplace.

We do not offer any services from the Change app - all services are offered by our marketplace members.

ICO investors are expected to do their due diligence -  a simple look at our website will reveal this the same with an inquiry on any the media where we are active - such Telegram , Slack. hope this helps

Hi guys,

Please see here out most recent weekly update : https://medium.com/@changebank/weekly-update-1000-have-already-joined-change-4b7dd7a2e7a

Things are moving along nicely.

Thank you very much for your question.

Roger adds great amount of value not just as the EX-CEO of DHL - having ran the company out of Germany , Singapore and Miami. He also runs a successful fintech firm out of Singapore and manages a Private Equity firm that invests in Europe.

Our goal is to be a marketplace with global reach - Roger will be instrumental in helping us achieve this due to both his knowledge of running one of the most successful companies in the world but at the same time due to his strategic guidance and not to mention wide network.

We will be able to attract fintech partners from all over europe and asia as part of phase one due to Roger`s help.

He is of immense value and we very excited that out of all the fintech icos out there he is supporting us.

Hope that helps answer you question.

Hi guys, thank you very much for your enthusiasm - change coin serves as a utility for accessing all these partners so far we have at least 3 partners ready to roll.

One thing I would like to highlight is that Chance is VC funded and has been operating for 2 years with its on development team.

The partners - Smartly - Danabijak and BitofProperty have been individually funded by Venture Capital and have been operating individually and independent as well. You can go to their website and use their products at the moment as they are live.

These partners are based out of Singapore, Estonia  and Indonesia where they have they own development teams.

You can think of Change as a marketplace that will allow you to access all these partners, as we will be onboarding partners with finished and functioning products globally - so far partners we are working with are in the insurance sector, peer to peer crypto lending as well as real estate in countries such as Japan, Australia, Estonia, UK , Thailand. We are working with them for on-boarding and setting up the infrastructure.

If you have any other suggestions for partners that provide financial services/ products we would be keen to look into it.

Hope that helps answer your questions.   

dat price though

Hi Lesom,

Thank you very much for your message and very good point, here is my answer:

There are other crypto banks yes ! however in terms of decentralisation we function more as a marketplace that will allow you to access other independent partners that supply different specialised financial services - while other crypto banks focus on building entire departments under one roof we are more of a gateway into different products.

The advantage here is every partner does their own thing and have their own expertise, Change curates the partners and makes sure you get access to them.

Please let me know if that makes sense.

buy nimiq - look it up the potential there is insane

Guys we also highly encourage you to join our telegram group - usually if we are not there the community will be able to answer questions as well , we have a very supportive community and they are also quite strong at helping others onboard.

Very, very grateful that people are so passionate about this project.

he is not