Coming from some who was shilling the fake cryptotab mining browser a few years what. Why should we believe that this Bitcoin Life Insurance is now all of a sudden something made in good faith and not to scam?
Bitcoin was created to avoid third parties and middle men. I would rather DCA my BTC. Far better than what OP is suggesting
From my experience in such "insurance" products/ projects etc, 99,99% are fake or/ and scam. But even if OPie was sincere and honest (who isn't) and wants to offer such a product, he will need more than a lot to prove it and sustain it. He didn't even reply once here, that alone shows the seriousness of his.
And as you said, BTC doesn't need anything from these. You can create your bank, your insurance, your pension without anyone involved.

sorry for the late reply, I forgot I had this thread up. I don't get to get on this website as often as I would like.
It is a real product, if you would like to discuss it in more detail, I would be willing to talk over the phone. Feel free to shoot me a DM, or email me via the website, and we can set up a time.
Accumulating Bitcoin, and life insurance are two totally different concepts. Accumulating Bitcoin is important, as it creates wealth, preserves your wealth, and hedges from an unstable Dollar. But Life insurance allows you to access the value of your Bitcoin without triggering any taxable events, all the while still owning the Bitcoin. No margin call risk either. Pay in Bitcoin, Own the Bitcoin, grow the Bitcoin, and pass a legacy onto your loved ones in Bitcoin.
It is also different than just accumulating your own Bitcoin as if you own 10 Bitcoin, that's all you can pass onto your heirs. But with BTC Life Insurance, if you put 10 Bitcoin into the policy you may be able to pass on 12, 15, or even 20 Bitcoin to your loved ones (all depending on underwriting.)
Also as for the CryptoTab thing, it was legitimate. It was my intro to mining. I mined 1,000 sats in a month from the app.
Yes, that's not a lot, but it was an intro course for me.
I wasn't "shilling" it. I mentioned it to another member of the forum, as an intro to mining.
I now do some home mining myself with a couple of Avalon nano miners. I don't get a lot of sats from it, a few hundred per day, but I like contributing to the network hash rate, and I enjoy it.