The fact is: you think you control your own money, but you DON'T! With fiat, you don't have a choice, with Bitcoin or other crypto: you have a choice. You just can be your own bank. Let me finish with a thought-through about your post: you are free to be a non enthousiastic, everybody has an opinion, but I'm not sure about the underlying reason of your post. The fact you are here on Reddit, posting this post only tells me you have invested in crypto yourself but maybe you lost some money and lost faith. A real non enthousiastic won't even know this sub, let alone creating an account and posting some FUD (you even know the terminology)...