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Re: [LIST] Free EU bank accounts that you can be opened directly online
Any service that offers more than 3 iban and accept amount higher that 5000euro please 🙏?
Bunq.comNot sure how crypto-friendly they are these days. (used to be fine a few years ago)
Re: [LIST] Free EU bank accounts that you can be opened directly online
Some things that need updating:
The IBANs they provide are now registered in Belgium.
In addition they became extremely unfriendly to crypto. They send back incoming transfers even from lending platforms like Nexo.io.
Personal IBAN:
- https://transferwise.com - (Germany) - Borderless account
Transferwise changed name to Wise a while back.- https://transferwise.com - (Germany) - Borderless account
The IBANs they provide are now registered in Belgium.
In addition they became extremely unfriendly to crypto. They send back incoming transfers even from lending platforms like Nexo.io.
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- https://wirexapp.com (Lithuania)
Does not provide IBANs anymore.Re: [LIST] Free EU bank accounts that you can be opened directly online
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As a bank we are legally required to protect our users and the integrity of the banking system. Therefore, we continuously monitor our users’ transaction activity as required by law to prevent any misuse of accounts.
As a result of our review of your transaction activity, our Compliance team concluded that the payment behaviour on your account was not in line with the expected use of our services and our Terms and Conditions. We have to inform you that we are no longer able to offer our services and we have to close your bunq account in line with Chapter 50 (Chapter 48 for Business) of our Terms and Conditions: https://www.bunq.com/terms
We may hold your funds after the closure of your account to cover any debts to us, payments that you approved before your account was closed or legitimate claims and rights of third parties.
As a result of our review of your transaction activity, our Compliance team concluded that the payment behaviour on your account was not in line with the expected use of our services and our Terms and Conditions. We have to inform you that we are no longer able to offer our services and we have to close your bunq account in line with Chapter 50 (Chapter 48 for Business) of our Terms and Conditions: https://www.bunq.com/terms
We may hold your funds after the closure of your account to cover any debts to us, payments that you approved before your account was closed or legitimate claims and rights of third parties.
What kind of debts do they expect from 0 days FREE account with 2 top up transactions from my another bank account.
Re: [LIST] Free EU bank accounts that you can be opened directly online
My experience with Bunq. My bank is not cryptofriendly so I had to use something in a middle to topup Binance with fiat. I have sent 100 and 500 eur instantly. After I sent 5000 euro and my account was blocked. Normally bank should have asked for documents to prove that funds are coming from the legal source. Not the case with Bunq. Not sure if they ever will refund my 5000 euro.
They don't like being used as a "transit" bank. (when you only transfer to an account elsewhere in your own name, or the other way around) They were about to close my account for the same reason a few years back. I've managed to convince them to let me keep using the account on the condition that I will use it "normally" as well. (I've promised to use it for payments with their card/paypal/SEPA etc, and I did) Try to negotiate with them in the same vein, it might work.It's not the amount that is the problem, at least it was not back then. 5000 EUR is nothing, I've moved a lot more.
Re: [LIST] Free EU bank accounts that you can be opened directly online
The last day, I was trying to top up my Revolut account with my Wirex, as usually I was doing, it was my easier way to exit from crypto to fiat, well, Revolut is not accepting anymore Wirex (Declining all from Contis Financial Servicies)
When was this?The last time I've made a Wirex -> Revolut top up was Aug 17, no problems at all.
Re: [LIST] Free EU bank accounts that you can be opened directly online
Not good. They do automatic CRS snitching despite not being required to, therefore leaking your personal and financial information to who-knows-whom: https://blackcatcard.com/en/legal/crs-fatca.html
Non-bank electronic money institutions are not required to do so. E.g. Transferwise does not: https://transferwise.com/help/17/borderless-account/2932394/borderless-accounts-and-tax
Non-bank electronic money institutions are not required to do so. E.g. Transferwise does not: https://transferwise.com/help/17/borderless-account/2932394/borderless-accounts-and-tax
Re: [LIST] Free EU bank accounts that you can be opened directly online
Revolut seems to be experiencing massive problems lately. Just check out the newest comments under this post: https://www.facebook.com/revolutapp/videos/765073330655400/
Does anyone know what happened?
Does anyone know what happened?
Re: [LIST] Free EU bank accounts that you can be opened directly online
Which of those EMI allow you to top up your balance with card for free?
The only one I know and test is revolut, any others?
Transferwise?The only one I know and test is revolut, any others?
Re: [LIST] Free EU bank accounts that you can be opened directly online
thanks for the tips
are these money transfer services provide dedicated and personal outgoing ibans?
Yes, all of those banks have IBAN and most personal too. Unless it is otherwise indicated in the OP at least, I think it'd be safe to say that mist of the mentioned banks should have those services as they are crucial for banking. The OP has been trying to maintain the list updated with this info but as more and more banks are popping up, not all of them are in the thread since the last update. are these money transfer services provide dedicated and personal outgoing ibans?
thanks , yes they have but only incoming unique IBAN ? if i want to send out transfer ,the recipient bank wont get it from my personal iban .
Re: [LIST] Free EU bank accounts that you can be opened directly online
So you believe that in 12 months BTC's price will be less than 116% of today's price? 
Re: [LIST] Free EU bank accounts that you can be opened directly online
elmanager, sounds like you need to look into nexo.io
You can keep HODLing your bitcoin or ether and just use it as collateral to get a loan in USD or EUR. Moreover both Revolut and Transferwise and many more banks accept SEPA transfers from Nexo, unlike transfers from exchanges like Kraken.
You can keep HODLing your bitcoin or ether and just use it as collateral to get a loan in USD or EUR. Moreover both Revolut and Transferwise and many more banks accept SEPA transfers from Nexo, unlike transfers from exchanges like Kraken.
Re: [LIST] Free EU bank accounts that you can be opened directly online
Bunq people are pretty reasonable. They want to see some "normal" usage of your account. (payments with their debit card, direct debits, SEPA payments with clear description of purpose etc) If you still have access to the app, try talking to their support and ask them to give you another chance, if that's what you are willing to do - i.e. perform more of activities with your account in the future that they want to see.
Re: [LIST] Free EU bank accounts that you can be opened directly online
Mistertango will be disabling transfers from and to exchanges for free accounts (from the looks of it).[/img]
I for one welcome the certainty. If there is a fee attached to being able to transact with exchanges, no big deal. At least they state that in this case they won't block your account for transacting with exchanges.Re: [LIST] Free EU bank accounts that you can be opened directly online
I know one more service with bank accounts https://www.ecopayz.com/. They offer free debit cards in three currencies: EUR, USD and GBP. And you can choose which bank requisites (Great Britain or Latvia) can be used for depositing.
Do they provide an IBAN number with your name on it?Re: [LIST] Free EU bank accounts that you can be opened directly online
Monese is now blocking accounts...
FYI
What? All of them?FYI
Re: [LIST] Free EU bank accounts that you can be opened directly online
Re: 🌟🚀 [ANN][ICO] Paytomat – Decentralized System for Cryptocurrency Payments 🚀🌟
How do I denounce my USA citizenship
Here is an interesting read: https://www.amazon.com/Renounce-Your-U-S-Citizenship-Steps-ebook/dp/B00O9EHLN2/Re: [LIST] Free EU bank accounts that you can be opened directly online
Hi,
Does anyone know if any of these online banks can accept big amounts of fiat currency, like 1 million dollars?
I have an account with IBAN at Monese but I heard they had problems with big money transmission...
Thank you!
Does anyone know if any of these online banks can accept big amounts of fiat currency, like 1 million dollars?
I have an account with IBAN at Monese but I heard they had problems with big money transmission...
Thank you!
Monese limits your balance to 40k.
So 1M transfers are out of question. In any case 1M transfers on free online based accounts is crazy talk.
I've receiving regular 5k transfers on Monese and it's working fine so far.
It's the most reliable account I had up to this date. I hope they continue like this.
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What you could do in that case (even if it's not ideal) is create 6-10 accounts in your Premium user account. These can all transfer 50.000 per day and this way you can make the 300-500k transfer 👍
Re: [OFFICIAL]Bitfinex.com first Bitcoin P2P lending platform for leverage trading
Ill never use bitfinex again
Me too 
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Politically motivated and flawed legislation has been rushed through with no cost-benefit analysis and a negative impact on individual privacy and national sovereignty, potentially leading to global data theft, kidnapping, blackmail and political oppression.
https://www.linkedin.com/pulse/new-book-oecd-common-reporting-standard-how-survive-eeshQuote
Aside from philosophical or constitutionally enshrined entitlements to privacy, many individuals legitimately fear that disclosure of financial information may increase their exposure to kidnapping, extortion or blackmailing by criminals or confiscation of assets by corrupt governments.
http://www.royalgazette.com/business/article/20170126/oecd-reporting-standards-collateral-damageQuote
Tax has become such a publicly 'moral' issue such that no high profile client wants to be seen to complain about the CRS or be seen as "non-compliant". In essence, may they have been gagged by the media? Many clients are happy to co-exist with the CRS system so they may be portrayed as 'clean' and 'above board'. At the other end of the spectrum, beyond fear of kidnap and murder, clients are further preoccupied that any leak from the tax authorities following implementation of CRS may lead to their financial affairs becoming headline news, irrespective of the legality and perceived morality of the 'why'.
https://www.lowtax.net/articles/Common-Reporting-Standard-CRS--how-do-you-feel-574029.htmlBTW, there is a campaign to Repeal FATCA, consider helping: http://repealfatca.com/
Re: [LIST] Free EU bank accounts that you can be opened directly online
Indeed it is. That blog post of theirs is dated 29 March, 2018:
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This is where LeuPay comes in. Unlike many traditional banks with an old-world view of finance, LeuPay is embracing the currencies of tomorrow by granting customers the option to freely transfer money to and from crypto currency trading platforms today.
Perhaps they've changed their outlook towards crypto recently?