Bitcoin can replace the banking system if the system will be completely changed. I am not sure it would work with current financial system.

The risks are low. But, some very smart hackers can do it. A good solution - is not to tell anyone how much do you have.

World government currency is supposed to be centralised and transactions are controlled by government. This way bitcoin will lose its sense and value.

Stay calm, don't panic and hold your coins, market will rise anyway, and you get the profit.

The most important is to stay calm and don't panic. Buy the coins while the price is low, it's easy.

The market is developing now, it is likely to start rising high since summer. It may recover faster than in 2 years.

Investing in ICO is a good chance to earn, but you should learn the ICO very carefully before investing.

I joined crypto because it is a new tendency based on a new genius technology, blockchain. It looked obviously promising, successive and profitable.

I think now is still a good time to buy. Ethereum is likely to rise by summer, as well as Bitcoin.

Because all the transactions in China are controlled carefully, so the government is not interested in decentralised coins.

It is hard to imagine that Bitcoin can become more valuable than materialistic gold, otherwise it will change the whole meaning of "money".

The biggest problem now is the government policy against bitcoin in some countries and difficulties with conversion big amounts of BTC into $.

Generally, it is never too late to buy Bitcoin, because it will grow higher than you invested anyway, so you get profit. Nowadays price is quite high, but market is down now, so it is a not bad time to buy.

Ripple is a centralised coin, that is why its popularity among big investors is obviously reduced.

I haven't been scammed yet, probably because I learn the project, its team and whitepaper carefully before invest. But no one is immune from scam.

Selling when the market is down - is a big mistake. It applies to any coin.

Reading whitepaper before investing is extremely important, it ca protect you from investing into scam.

Ethereum has a huge potential and will obvious grow. Investing in Ethereum now is resonable anyway.

We are all tired of waiting, but we should be patient. Selling it now will be a big lose.

It is the result of misunderstanding what bitcoin is and identifying it like gambling. Hope, it is temporary.