Altcoin is too dependent on BTC because its market capitalization accounts for 70%. It has been proven that right after the failure of Bakkt, BTC plummeted by $ 2 thousand making the entire market turn red. Very few altcoins exist during that storm. The only blue in this storm is probably Chainlink and Tether. Chainlink has more support from many exchanges and organizations that have a big say in the community, while Tether, its parent company, has a small victory in court, so the value increases slightly. With the money you are probably BTC is still a good choice.