it is safer to keep money in banks than in cryptocurrency. Banks have been working for decades and will work the same amount. With the right approach, it is safe to store in cryptocurrency, but it is highly volatile and how you can lose your entire deposit this year. but over time you can get a good profit. if I wanted to keep money with the expectation that they might need me at any time - I would choose a bank. if in the long term I would be willing to lose them, then into the cryptocurrency