merchants will want to start using the card once the platform is developed because accepting crypto will draw in more customers especially once bitcoin atms are all over and everyone is using bitcoin. but the card isn't needed for the project to be a success even if it was only the investor perk of getting ATM fee discount that would be fine. the big profit is in the bitcoin atm business. i am investing in this one too i like the revenue share idea ...you can look online a lot of machines make 100,000 or more a month volume and 1% of that would be $1000 a machine into the share portfolio so 200 machines would be $200,000 a month. thats their minimum goal at 10,000 eth say they sold all that in the presale thats 4 mil CCO. if i spend 10 eth then i own 0.1% of the total CCO with a ~$3,000 investment. so i get back $200 a month at that rate, $600 each quarter and $2400 in a year. so in 15 months ive made my investment back, not bad. and as they expand the ROI increases. if they put out 200 machines by say the first 6 months they'll be able to put out at least 100 more by the end of the first year. i like how they aren't depending on the debit card for success because like any digital ICO product still to be created, the market is essentially unknown. i do believe it would catch on though and the fees for that would just increase my ROI. the ATMs are a working product, and everything online says they are successful. theres articles about machines opening in prime new locations making over a million $ volume in their first month and this company wants to hit all those good new locations first.