8. No chargebacks Once you made the payment, you cannot chargeback. This considerably depletes the chances of a fraud. Once the transfer has completed, it cannot reverse. Nobody can file chargeback like you can on credit cards. It has its cons but can be an advantage also.
This is the full point of betterment in regards of other e-payments online which are linked with Credit Cards company's once you'd made a payment with a credit card it may be chargebacked up to 180 days.