This is my first post. Please do respect

My post intention is to help readers to save their money.

Some of the employee are not saving their money. They spend it on things that they dont need. For example gadgets,buying a concert ticket, accesories, etc.Buying things that not they need is also like a wasting money. Because this thing give a happiness  not a good life. Saving money is just like securing your future because your savings can help you in emergencies. These are the way to save money .
If you are empolyee. You must save atleast 20% of your salary. The 20% of your salary divides into two .


The 1st way : cash reserves- medical insurance, retirement, life insurance  and if you not have salary yet. And emergency. But dont spend all of you 10% in this emergency. You must know if the injury is serious o not before you spend the 10%.
The cash reserves must equal of your 6 months salary this will help you and ensure you becauas of you loss your job you have extra money .

The 2nd way : investment, business- you can invest in some company so that you have a extra income. And you can also built a small business that will always have an income like apartment.

Example. My wage is $ 7.5 per hour and i work for 8 hours and i work for 20 days. So thar my salary is $1,160 . The 20% of $1,160 is $232 .
So that my cash reserves is $ 116 i can spend this money in emergencies and medical insurance.
If my 6 month salary is $6,960 i can stop my saving money in cash reserves.
 

Thank you .

The European Commission has a responsibility to sustain the EU Manufacturing economies.

They have given away this critical segment of the economy to Asean countries.
The EU is responsible for its own Bankruptcies. It will continue unless the EU Bureaucrats are sacked.

Greece needs to be out of the stifling Euro currency to survive.

I think this idea is Horrible! Just because something becomes more difficult, does Not mean you throw in the towel and just forget what McDonald’s is all about! This quote was taken from the McDonald’s website from the Founder Ray Kroc….. “Our founding father Ray Kroc once said, “McDonald’s is a people business”. We operate with the belief that it’s essential to be a part of the communities that we serve.” So, let me ask you then…….How will McDonald’s be a people business and be an essential part of Any community if they are run by Robots?

We read it in the news every day.

The world is about due for another war Worldwide. Populations have exploded and Mankind are stepping on each others toes. China is Claiming rights to the Spratly Islands and just about everything near it. The U.S. is still doing battle in Afghanistan,Iraq,Syria. Russia is testing the Limits of All of Europe and it's neighbors Doing Flyovers with Bombers almost everywhere.  The stories are endless and so are the countries ever growing as they get involved.

Is this the fate of Mankind? Is this the way to control the problem of over population?

This is not just a chance of WW3 anymore this is only a Question of when.

Is there some way to earn Bitcoins quickly?

Mining seems to be too far ahead of me, and faucets give out very little.

Any suggestions?

Thanks

Why ISIS winning in Iraq? Can someone explain? Iraqi's army was armed and trained by America. So what is the problem? I can understand why ISIS is winning in Syria such that country ruined in civil war. But why Iraq is losing? What is is about ISIS?

[...]
As a scientist myself, it became clear to me that the contrarians were not capable of providing the science to support their “skepticism” on climate change. The evidence simply does not exist to justify continued denial that climate change is caused by humans and will be bad. There is always legitimate debate around the cutting edge of research, something we see regularly. But with climate change, science that has been established, constantly tested, and reaffirmed for decades was routinely called into question.

Over and over, solid peer-reviewed science was insulted as corrupt, while blog posts from fossil-fuel-funded groups were cited as objective fact. Worst of all, they didn’t even get the irony of quoting oil-funded blogs that called university scientists biased.

The end result was a disservice to science and to rational exploration, not to mention the scholarly audience we are proud to have cultivated. When 97 percent of climate scientists agree that man is changing the climate, we would hope the comments would at least acknowledge if not reflect such widespread consensus. Since that was not the case, we needed more than just an ad hoc approach to correct the situation.

The answer was found in the form of proactive moderation. About a year ago, we moderators became increasingly stringent with deniers. When a potentially controversial submission was posted, a warning would be issued stating the rules for comments (most importantly that your comment isn’t a conspiracy theory) and advising that further violations of the rules could result in the commenter being banned from the forum.

http://grist.org/climate-energy/reddits-science-forum-banned-climate-deniers-why-dont-all-newspapers-do-the-same/



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In other scientific news CRYOSAT SATELLITE FINDS ARCTIC ICE INCREASED 50% IN VOLUME


Around 90 per cent of the increase is due to retention of older ice
This year’s multi-year ice is now around 30 cm thicker than last year
Experts claim increase does not indicate a reversal in long-term trends

http://www.dailymail.co.uk/sciencetech/article-2524770/ESA-satellite-reveals-polar-ice-INCREASED-50-year.html

The families of an anti-Al-Qaeda cleric and a police officer killed in a US drone strike in Yemen in 2012, have filed a lawsuit in Washington, DC, seeking an official apology and acknowledgement that innocent civilians were mistakenly killed.

Faisal Ali Jaber, an engineer, who lost a brother-in-law Salem and his nephew Waleed in a drone strike, has filed the lawsuit. He is asking the District Court to declare the attack by the unmanned aircraft unlawful. The international human rights group Reprieve is giving Ali Jaber assistance.

The plaintiffs said they are seeking to break the secrecy surrounding drones strikes and have the court impose some public accountability for the program.

“Since the awful day when I lost two of my loved ones, my family and I have been asking the US government to admit their error and say sorry. Our pleas has been ignored. No one will publicly admit that an American drone killed Salem and Waleed, even though we all know it. This is unjust,” said Ali Jaber.

Faisal’s brother-in-law Salem Ahmed bin Ali Jaber, was a cleric who had delivered an anti-Al-Qaeda speech just days before the strike. Three young men had driven to the village with the intention of trying to find Salem and asked to speak to him several times. Salem finally agreed to meet with them with Waleed as protection. As the five men talked, four Hellfire missiles killed them, as villagers watched on August 29, 2012 in eastern Yemen.

“The bodies of all five men were blown apart,” according to the complaint. “Salem and Waleed could be identified only be people who knew them well and could recognize body parts – such as distinctive hair on portions of the heads of Salem and Waleed found in the blast area.”

Salem is survived by a widow and seven children and Waleed, 26, had a wife and child.

More...http://rt.com/usa/265885-yemeni-families-sue-drone-strikes/

This year, aprox. 600 000 new asylum seekers are expected on EU borders, analysts already predict perhaps one million next year. This is nothing new, for years thousands were migrating towards Europe, searching refugee, better life or just piece of its welfare system. However current crisis is unlike any other for following reasons.

- Western Europe has been trying (and failing) its romance with multiculturalism for decades now, integration of millions of its "new citizens" has to large degree failed as we can see in cities such as Malmö, London, Paris, Calais or suburbs of Berlin. Letting in one million of foreigners with completely different value system every year might be just irresponsible.

- As direct result of the above, euro comitee now wants binding quota, that would force smaller countries to also take in refugees - this of course disregards the fact, that new member states such as Poland or Czech republic already took care for tens of thousands Ukrainians, Vietnamese and Roma. That just doesnt count.

- In most progressive countries such as Sweden or Austria, even small towns are now forced to take in migrants under the threat of government sanctions. In Austria, every town has to take in atleast 1 migrant per 266 inhabitants, in Sweden it is 1 migrant per 300 inhabitants.

- As result of the state sponsored multiculturalism (which all but replaced religion in northern-western Europe), any criticism of either immigration or Islam is seen as criminal offense in Sweden, starting from 1/1/2015.

- Cant speak for westerners, however in my country (Czech republic), 92% of population is against the quota and for self-determination and voluntary help. Regardless, local goverment already assured its citizens, that quota will be accepted in the future, it is only question when.

- Current euro asylum system is quite motivating for people smugglers (who already take aprox. 6000 dollars per migrant, before they allow them to board their ships). Recent tactics, is to throw (!) passengers overboard, when ship from some european nation appears on horizon, forcing the euro crew to rush to rescue. Job done, money already received.

- In places such as southern Italy, large mobs of visitors were leaving detention camps, occupying buildings, throwing out inhabitants if any were found inside. All areas heavily hit by migration start to heavily resemble Detroit.

- In northern France drivers and policemen are frequently attacked for preventing migrants to cross La Manche into the Britain - and its welfare system. Along with the fact, that 80% of these people are young men under the age of 30, it begs the question: Is their absolute majority fleeing from something or rushing towards it?

- Main donor countries: Kosovo, Eritrea, Nigeria, Syria, Afghanistan, Somalia. Rich and culturally close countries (Saudi Arabia, Quatar, UAE) refuse to take them in. Countries responsible for unrest in middle East (vast majority of them english speaking) also do not take them in.
 
I ask for civil discussion on the matter. Thank you.