Thanks for your feedback! We are working hard to reduce the fees. And in the near future we will implement this and significantly reduce the cost of card issuing. Unfortunately, we cannot increase the limits.

Should I hold for more time?

Should I buy some more now only or wait if the price dips a bit?

This exchange has got almost seven executives who are the team. It is a new kind of trap, because with the people who doesn't have much knowledge about cryptocurrency they've mentioned about creating their own cryptocurrency and assured of 30% - 40% return monthly.

Make a multisig wallat, 2/2
Print out each keys, two copies each.
Key A X 2
Key B X 2

Give the copy of Key A to a group of people, family A
Give the copy of Key B to a group of people, family B

Make sure these two group, family do not know each others, but they are common known to you and close to you of course.

You can have more than 2 copies of each key but it's safer when you have lesser copies. The reason for two copies each is just in case anything happen to one copy then you always have another copy as backup.