No one will tell you the exact answer, because no one knows. Everything is possible in the cryptoworld, favorites fall (I mean the price) and unknown projects become favorites. I can't say I don't like XRP, I have a few of these coins and I keep them in my portfolio.
With XRP, I especially like its advantage that it is immediately available at the given exchange during verification (from exchange to exchange). The price is very low, but it is still in the top 5 cryptocurrencies on the coinmarketcap for several years.
I consider XRP as well as Bitcoin, Ethereum and other cryptocurrencies to be an investment. I'm not guessing the price, but when the "all time high" comes again, it could be somewhere between $ 1 and $ 5 - purely my tip.