haha yeahhh it's not that smart to go drop a ton of money on equipment if you don't have free elec...
BUUUUUT
I did do something with questionable ethics and i honestly don't care, but i'll do anything in the name of "science" and experimentation

Go to Frys Electronics, buy the equipment you need to mine for some serous time, mine for 28 days and return your equipment for full price, minus the intrest you accrued on your CC.
BOOM instant profit, no investment other than elec and intrest. That'll get you your first high end video card...
at least that's how i did it...
but i already had an amazing mobo and 1200 W psu sitting around....
not a suggestion but just a way to get things done...
rules are there to protect the people who don't understand when to bend them...