Thanks everybody for the inputs. I already hold around 10% of my assets in bitcoin and will grow that over time. I was just looking for an alternative to deploy the rest on something that would give me a steady stream of passive income without much volatility. I know jack 0 about stocks and deposits in FIAT are a laugung matter...so these stablecoin deposits with 8-12% APY look good at a first glance (APY over inflation, guaranteed passive income, bla bla bla).

I just don't want to loose it all putting it in some kind of a scam altcoin. Disclaimer: I already deployed some in USDC and EURS in youhodler (mostly EURS as the EURO is what we use) and no issues so far. I am just not that confident in deploying more, when I know next to nothing about the reliability and endurance of these projects. 

Hi,

Just a novice question here: what happens if you hold x amount of a stable coin in one of the many lending crypto platforms available (crypto.com, youhodler, nexo, etc) and that coin fails and goes Kaput? Do you loose it all? or are your assets moved to another token or FIAT?
 

Hi. I'm a EURS holder via youhodler. Since a couple of weeks it's impossible to withdraw EURS directly. Any idea what's going on?

https://help.youhodler.com/en/articles/4929931-eurs-withdrawals-delay