In Blockchain.io’s vision the Internet of Value is the next level of evolution of the Internet. The internet of value enables users to securely trade assets, rights, goods and services, globally and around the clock, without the involvement of a centralized authority, or traditional financial intermediaries, or so called ‘trusted’ third-parties.

The Internet of value is built on multiple decentralized, automated, transparent, and secure blockchain-based value networks. Different networks operate different versions of the blockchain, which in turn are fueled by different cryptocurrencies such as Bitcoin, Ether, or Litecoin. Each network meets the needs of certain types of transactions, such as high-value payments or title registry, or the needs of specific trading communities, such as a network of autonomous objects or an industry sector.

Blockchain.io as the leading exchange in the Internet of Value will enable users to trade across all these value networks.


Cryptocurrency exchanges enable users to trade across multiple value networks powered by heterogeneous blockchains.

As the number of cryptocurrencies grows, cryptocurrency exchanges become the marketplaces for listing and trading cryptocurrencies. In the current context, users mainly buy cryptocurrencies as a store of value, in anticipation of a future value increase. As exchanges list multiple cryptocurrencies in one place, supply information about them, enable comparisons, and set bid/ask prices according to demand, they help separate the valuable cryptocurrencies from the useless ones. Investors become increasingly discriminate in their choices of cryptocurrencies as a store of value or as a utility token.

As technological and regulatory barriers to the Internet of value will be lifted, cryptocurrencies and decentralized value networks will gain mainstream acceptance. To trade on these different networks, users will need to buy multiple digital currencies and to exchange them as their needs evolve.

Blockchain.io will list a careful selection of cryptocurrencies: Proof-of-Work (POW) coins such as Bitcoin, Ether or Litecoin, Proof-of-Stake (POS) coins like Qtum or Stratis, Directed Acyclic Graph (DAG) coins, and other cryptographic protocols yet to be designed and minted.

• The centralized part of the exchange offers highly secure custody services with cold storage and cryptographic proof of reserve.
• Cryptocurrencies are held in cold storage (offline) for at least 98% of reserves.

• A cold wallet access requires multiple signatures. 

• A cold wallet private key is split and held in a number of different vaults in multiple 
locations. 

• Other in-house security processes and technological features.
• Internal procedures protect the exchange from social engineering attacks. 
Periodic technical audits and timestamped logs allow detection of any tampering 
attempts in the accounting database.
• Periodic financial audits verify that the inventory of coins (assets side) matches the 
records of liabilities with cryptographic proof. If the exchange’s customer balances are checked against a blockchain inventory of coins (utxos in Bitcoin language) every block interval, there is little or no room for a rogue intruder to alter database records with profit.
• Decentralized settlement relies on fair-exchange protocols allowing atomic swaps of cryptocurrencies to eliminate the counter-party risk inherent to a custodial exchange.

• Exhaustive accounting records are audited by independent professional auditors to ensure the integrity of the trading platform. 

• The exchange aims to comply with all current applicable EU regulations, ensuring that assets never get seized or frozen. 

• Customer balances on the liability side must match exactly the inventory of coins held by the exchange. Blockchain.io aims to perform such balance check and to publish its cryptographic proof at every block interval.

• Minimal downtime, typically restricted to server maintenance, application upgrades, or database migration.
• Resilience under high volume, heavy traffic conditions, or DDoS attacks.
• No technical debt: exchanges that quickly add new altcoins or new features without proper testing or careful software design accumulate technical debt by taking shortcuts. Technical debt translates into applications that are harder to maintain and prone to 
bugs and security holes.

• Blockchain.io will attract high volume traders with specific features such as a FIX 
API and a borrowing facility, but also with the high level of availability of the trading 
platform.
• Processing capacity in the first phase will be of up to 2 million orders per day.

• Cryptocurrencies will be listed on the trading platform following a strict vetting process (sustainability, technical, and deep protocol review) by our team of blockchain experts. 

• Regular updates and publications will inform platform stakeholders and the community through altcoin technical reviews and financial analyses.

• Blockchain.io will provide ICO campaign support and token listing services to assist entrepreneurs and technologists in the planning and execution of their fundraising campaigns.
• Following the ICO campaigns, Blockchain.io will ensure that newly created tokens are listed on Blockchain.io to provide liquidity to investors and traders.
  

• Market making using Blockchain.io’s inventory
• Incentive program for Paymium users.

Blockchain.io is driven by the highly experienced team of cryptocurrency experts who, seven years ago, founded Paymium, a fiat/bitcoin exchange catering to the underserved Euro market. Blockchain.io shares Paymium’s highest security, reliability, and accountability standards. It strives to overcome the shortcomings of rival crypto exchanges that have repeatedly caused severe losses for issuers and token holders. To achieve this, the team relies on its advanced knowledge of cryptographic technology, its operational in-depth understanding of the crypto world, and a strong company culture committed to security and compliance.

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Local businesses are struggling to compete with large retailers and e-commerce giants. These local shops rarely have the resources needed to stay in the game. An innovative solution is therefore required to allow them to maintain a competitive edge.

FlipNpik is the first Collaborative Social Media tailored for local businesses.
It is operating in an Ecosystem based on the Blockchain technology, in which the value generated is distributed in an equitable and decentralized manner among all active collaborators. The primary mission is to contribute to the improvement of the local economy and to promote the circuits of local and responsible consumption.

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The FlipNpik Platform
The FlipNpik platform offers businesses enhanced visibility generated by the participation of their community. The participatory model gives users-collaborators the opportunity to get rewards or remunerations for their actions.

Value Creation
Users-collaborators contribute to the value creation by enhancing businesses’ visibility through different actions, by adding new businesses on the app or by becoming an Ambassador Partner.

The FlipNpik token and the Flip Social
The FlipNpik (FNP) is a utility token, distributed and identified on the Stellar Platform. The Flip Social is a reward system dedicated to stimulate and retain the users of the Platform.

Sharing of the value
In return for their positive actions, users-collaborators receive Flip Social that they can use to benefit from instantaneous promotions, to discover and obtain products or simply to be entertained with the available games on the Platform. Ambassadors Partners receive a remuneration from their business when they actively contribute to increase the visibility of the business within the Ecosystem.


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The FlipNpik token will be issued on the Stellar Blockchain.
It can be used by businesses to buy Premium services, users can deposit FNP to become an Ambassador partner and finally consumers will be able to use it on marketplaces. FlipNpik chose the Stellar platform for their scalable volume of transactions with minimum fees. Merchants will have a practical solution to promote their businesses and easily set up an online store at low cost. Thus, small businesses will have a new point of sale allowing them to reach new clients.




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An expert team in business development, public finance, technology development and marketing is working on FlipNpik :

- Its CEO, Henri Harland, is an expert in finance and public financing. His vision and sense of entrepreneurship and execution helped one of his companies to become the first to extract and therapeutically exploit krill oil. Participating in the listing of several companies on the stock market, Henri Harland built his legacy by creating and sharing value and he wants FlipNpik to follow the same steps.
- Serge Helou, the CTO, worked as a software developer at Ericsson Canada before joining L’Oréal Canada as a business analyst and project manager. In the digital business IT team, he launched several e-commerce sites for the various brands of the group as well as one of the first online loyalty programs in the group. His experience helped him develop skills in digital technologies applied to retail commerce and in project management, which will be useful for FlipNpik and its project.
- Richard Marganne, the President, served as COO (Chief Operating Officer) at the heart of the Oleosea Company in Lausanne prior to becoming CEO of Gobet Rütschi. This company, located in Geneva, was the first to realize the tram dressing in ecological matters throughout Switzerland. His experiences with street marketing will be precious for FlipNpik deployment.




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FlipNpik also relies on the support and involvement of :


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Hey! Thank you! You can explore the diversity of the Bulleon project on the whitepaper. Welcome to participate!