Investing is extremely risky, as the chance of loss is high and it may be a big loss. But there are also chances for high rewards. Relatively low risk investments are good options, Investing/trading is obviously better ONLY if you are able to control risk and be among the small % of people who win long-term. Saving is better, for most people, Saving money is always a good option too, but I am not sure which one is better.