If 12 btc  a really significant amount of money for you, take advantage of it. Put 100k on your mortgage, if you don't have a mortgage, pay off all your debt. Keep the rest and invest in altcoins, you got to 12 btc because you knew what you we're doing probably, keep doing that.

I think XSPEC is a great choice with a low market cap. It has gained a lot of momentum and the techonology behind it is incredible. A front runner in privacy.

I also recommend ZCL, 10x less the valuation as Zcash (it's the same coin) and soon to been a bitcoin hardfork with less than 200m valuation IMO.

Happy 2018

Just bought a bag. Thanks for the bad comment above. To the moon!!!!

Forget the actual price of the coin, what is important is the market cap. Perfect example is Ripple...

Here are 2 coins that I am increasing my position in : ZCL and XSPEC. 

2018 is the year of privacy, stop giving all your money to the tax man!!!!

Really interesting article!!! Thank you for the comparison. I might take a stab at XSPEC and ZCL, both with really low market caps for the potential they have!!

ZCL is pretty much Zcash with 10x less market cap.... becoming bitcoin hardfork as bitcoin private, giving you free coins.

Xspec with amazing tech, low market cap, just hope the devs can deliever on their tech!!

I first want to say that I owned 43 ZCL at 45k sats range , and since i was just starting out, I made a mistake of selling everything during a bitcoin drop. Instead of holding and waiting it out, I panic sold... ya.... this was a big mistake. However, I have learnt a lot in the past couple weeks.

I was wondering why ZCL market cap (160m) is so low compared to Zcash (1.7b). It's pretty much the same coin with a few improvements, and it will be soon be a Bitcoin hardfork.

I understand that the BTC hardforks have lost a lot of credibility (B2X for example). Is that really the main driver behind the market not accepting ZCL??

I believe, as long as they don't have a confirmed date and a list of exchanges accepting the fork, I believe that keeps it's true value low.

That's really the only reason I can see behind ZCL being so low. I might be missing something, maybe someone can enlighten me on this subject.

Cheers

Privacy coins.
XSPEC for long term.
ZCL for the next 3 months.

XSPEC, ENG, NAV, ZCL

I would say DYOR on XSPEC, i believe it's a promising coin, it's also trading at a discount right now.

Definately a scam. No exchange has publicly accepted it.

ETH has a great year ahead of them!! It's a no-brainer, I believe ETH  should have a 15% participation in any long term portfolio!!!

Isn't Ripple exactly the opposite of de-centralisation? I believe there is a dump coming eventually.