Hello, is prepayway is a scam? some contents of its bitcointalk thread has been deleted and telegram channel has been blocked. It has announced that it would resume its activities and open telegram at the end of June. June has finished. But there is neither any announcements nor any admin appears to give updates on its progress.
I have contacted admins many times, but no response so far. What is the matter?

First thing is that banks are planning to issue their own digital coins just to counter decentralized cryptocurrency. Their coins are centralized and they are used just to counter cryptocurrency. To be exact, banks are already providing digital service. So what the independent people are getting from their service is nothing than cryptocurrency provides. Even if banks issue their own digital coins, we are not free from hassles involved during bank transactions. So cryptocurrency is the best for general people.  

It is almost impossible to get a scam-free world. Every coin has two sides. So if there is good, there is bad as well. What we can do is just to minimize bad side. Relating to cryptocurrency scams, first of all we need strong regulations whereas scammers and frauds get punished. But sadly, scammers are walking free when they are guilty of scamming people. Second is we need to be aware of scam projects and frauds. We need crypto education.

Yes it is indeed the season of cryptocurrency. After long suffering, the crypto market is recovering with most of the coins in the green. Big movements like bitcoin halving and upgradatoin of ethereum are around the corner and mass adoption of cryptocurrency is increasing. We hope the market will surge during the year, 2020.

I do believe everything can be done in the crypto space as the market involves speculation and hype. The most important thing for a token is to retain its price despite price fluctuation. I maybe wrong that ripple could hit $14 in coming years. But one thing about ripple is ripple's management is doing everything to make the project success, like forging partnerships with multiple banks and business communities. 

This is a great news for the whole cryptocurrency world as efforts are ongoing to mass adopt it. The project seems to be a good one and it may take off in the future. I personally say this as Japan is adopting cryptocurrency and the Line is Japan's leading messaging company. I think I will buy some LINK tokens once it is listed.

There are many good coins out there in the market to watch in 2020 or beyond. But it is always hard to track down and find good ones for more profits on your investment. My good coin list include the king coin, bitcoin, ethereum, BNB, bittorrent. I believe these coins will make some good progress and investors will never get disappointed.

Yes people are eagerly waiting for progress in cryptocurrency as the recent past two years did not do well for the crypto industry. To some extent, bitcoin halving and launching of Ethereum 2.0's are regular things to see in the crypto space. And they will happen. What is interesting is Facebook's libra will get permission to go ahead or not? Libra will make most impact on the crypto space, I believe.

Yes it is a wise choice to pick and invest only good coins in the market. The market has many good coins worthy of investment. Some of them are BTC, ETH, XRP, BNB, LTC etc. But sometimes, so called shitcoins give good returns on your investment. But there is a risk that these coins maybe pumped. It is good if you are wise enough to take advantage of this pumping. 

What I am doing so far despite losing almost 90 percent investment in coins is hope and patience. I invested in many coins some three and a half years ago. But since then I have been suffering a great deal of loss. But I do not give up on what I believe. As positive signs of mass adoption of cryptocurrency are showing, my wish of recovering my losses will come true.

It seems that you are in favour of and spreading the importance of cryptocurrency. It is great as cryptocurrency will make us rich if we plays it in a right way. But besides bitcoin, ethereum, binance coin, ripple, other coins are lagging far behind. So far these coins have made significant gains over the years. So these coins seem potential for investment.

There is no need to hold ICO anywhere. You planning to issue a token just announce ICO and raise money. If you are talking about IEO, there are many good exchanges to launch it. Good exchanges are needed to launch IEO even if your project is good and innovative. Launching on Latoken, p2pb2b, may prove to be a bad decision.

Diversifying your investment is a good idea to increase the probability to earn profits. However, my view is a bit different. If I had enough money to invest in cryptocurrency, I would not diversity my investment, but would buy only bitcoin. My love is so much for bitcoin that I believe investment in bitcoin would never disappoint investors.

Not only you many of the people involved in cryptocurrency do the same. As the crypto market is highly volatile, traders and investors are well aware that their investment may sink anytime. So it is the best option to convert your coins into stable coins so you can trade safely. But sadly for me, I have not done it so far as I do not have enough worth of coins.

I do not think there comes more ICOs in the coming future. Are not there enough crypto projects in the market? And what to do with additional crypto projects as the already projects are not implementing what they have been established for (rather they are just involved in something like gambling and price speculation). So what crypto projects should do is they should start enforcing their ideas.

The coins you have mentioned are awesome and will yield good results in the long term. But I do not think XRP deserves the best as the coin is surviving so far only on hype. Binance coin, ethereum, and LTC are very good pick for investment for ever. But you have missed to mention the name of king coin, bitcoin. Do mention it to complete your list.

On the contrary to the reports that coronavirus was helping bitcoin increase in price, I thing there is no connection between the two things. Bitcoin's price increment is due to its upcoming halving and people's positive attitude towards the crypto market at this point of time. I believe bitcoin will increase to over $17000 until its halving.

[email]Yes cryptocurrency is not only a means to make money. It is being used as a means to help others in need as well. Already, some crypto projects and exchanges provided donations in crypto to the people in need. This time Binance has also announced a hefty sum in donation to coronavirus victims in China. As a result, I think China is considering the importance of cryptocurrency.

To be exact, I do not know what coins in the market are being used for. Regarding your question, I think bitcoin is the old coin and due to its legacy in the crypto space, it has a place in this space. People find it a right place to invest in bitcoin instead of reputed and potential altcoins. And bitcoin is not disappointing investors as well.

This will not happen in the nearest future. However, governments are positive about digital currency as some countries have already jumped into the idea of creating their own digital currency. But I wonder what to do with the coins in the market if governments issue their own digital currency? I think most of the coins in the market will disappear once this happens.