For those unfamiliar with Defi lending, here’s a quick glance at what makes it unique Permissionless –

Anyone can lend their assets across the protocol(s) of their choosing at minimal costs. Automated – Smart contracts follow pre-established parameters to issue, monitor, and service active loans. Non-Custodial – Virtually all Defi lending protocols do not require users to transfer ownership of their underlying assets. This means they can come and go as they please without any guidance or approval from a third party. Secure – Major lending protocols have been rigorously audited, meaning that funds supplied to lending contracts are backed by the most robust code in the world. Dynamic – Most major lending protocols today offer variable interest rates which are automatically adjusted relative to the supply and demand of any given asset.Stress-Free – Interest earned from lending is collected automatically, meaning there is little to no degree of maintenance required by end-users to earn a passive income on the most popular cryptocurrencies.

Why do you think that offline transactions will more adaptable than online transactions? in today's world, we are surrounded by connection. it's very to have any data connection.

"I think every major bank, every major investment bank, every major high net worth firm is going to eventually have some exposure to bitcoin or what's like it, which is gold or some kind of commodities,"  said by Legendary investor Bill Miller.

What is your interest rate? Borrower have to pay and lender must need some profit.how will you calculate this.