For now we really have to be patient first waiting for market conditions to rise again and with the current conditions it looks like this is the right time to buy coins but somehow it depends on the decisions of each

Yes, they do not position themselves as direct competitors to Ripple.
They just do their job, and do it with the soul. And this is a big advantage in fact. Because the case in which the desire to create something valuable comes first, in the end it will be more successful than the one that is done only for the earning of money. In my opinion.

https://app.ubex.com/

This platform is live and working fine you can verify by clicking on giving link. Social media channels are good way to communicate with dev and community members so you can join telegram too.

https://t.me/UbexAI

The Ubex Project
https://medium.com/ubex/the-ubex-project-51445b1ec17f

The mission of Ubex is to create a global advertising ecosystem with a high level of trust. Efficiency for advertisers and publishers, and relevance of ads for targeted audiences will be achieved thanks to the combined application of decentralized distributed registry system technologies with unlimited data access and processing possibilities, Neural Networks granting intelligent analysis and tracking of market participant dynamics, and Artificial Intelligence for decision-making. Combined with UBEX Token monetization within the internal platform economy ecosystem based on smart contract algorithms, the pioneering mix will ensure complete transparency and immediate payment for concrete results.

I didn't really expect Stellar to become a solid top 5 in crypto. Ripple is older with too many supporters and influence though. But what Stellar achieved so far is already great. And if the same pace continues then who knows this will reach the top sooner.

Indeed Stellar has more big potential so we can take this as serious investment. It will keep growing because it looking wonderful showing very good performance and there is still big space. I believe in future it will become more strong.

If I say one of highly active teams will not be something unreal. Since the natural of platform is advertising they are attending every possible event to have presence to get attention like this one from Seoul. Development makes final difference then for sure when token is highly undervalued. It has went just down because of unfavorable market's conditions in which it was launched.

In the view that today Zcash was added in CoinBase Pro, almost 100% sure that Stellar Lumens is the next to be added, this project already has real use compared to cards and this is calculated by CoinBase, this will mean an increase in minimum value of at least 25 % with respect to the value to mimenti announced. recommend saving and wait to take advantage when the time comes.

Great going Ubex.
Continual development and it's updates are key points for any successful project.
To the Moon soon.

I'm wondering if the number of funds raised that the company announced is based on the current ETH price or? Perhaps, in fact, the amount of funds collected is much less...

unfortunately there are very few really worthy projects on the market and it is difficult to choose them correctly