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Showing 20 of 2,272 results by tottong
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Board Economics
Re: Savings and Investment, and how it can affect standard of living.
by
tottong
on 15/07/2025, 04:00:33 UTC
Well, simply saving in fiat isn't impossible, but it's also true that fiat savings will ultimately result in losses for the saver. Because fiat savings will only depreciate in the long term due to inflation. So, I think saving in fiat is a mistake that should never be made. Except for emergency funds and such. But for future savings, it's not recommended at all. Saving in gold would be better. And it would be even better if we invest like the rich do. Because that way, we can expect growth for a better future, even though there are still risks involved.

People used to consider savings as a source and capital for achieving wealth. In my own country, there's a saying that goes, "Diligent saving is the root of wealth."
This motivation may have led some people to engage in this activity without considering the depreciation of fiat currency savings.
However, the rich don't have this motivation because they diversify their funds across several sectors that can generate income, allowing their money to continue growing even when they're not working.
Emergency funds can be saved in the amount needed so that the use of savings is much more appropriate and almost no one gets rich from savings.
Post
Topic
Board Trading dan Spekulasi
Re: Teknik Dasar Saya Belajar Investasi
by
tottong
on 15/07/2025, 03:00:42 UTC
Dengan kata lain bagi pemula yang berminat untuk berinvestasi disarankan untuk hanya melakukan investasi atau fokus pada satu aset saja dan bitcoin menjadi saran pertama di tempat tersebut karena aset tersebut walaupun fluktuatif tetapi cenderung stabil harganya dan meskipun bisa mencapai titik terendah setelah ATH bitcoin bisa kembali dan menciptakan ATH yang baru, fokus pada satu aset akan jauh lebih baik, perlahan skill investasi akan terasah dan jika sudah saatnya pemula bisa melakukan diversifikasi berbagai aset dengan kemampuan yang sudah dimilikinya dari waktu ke waktu, hal inilah yang selalu saya anjurkan kepada teman-teman di lingkungan saya ketika berminat untuk terjun karena dalam berinvestasi resiko yang akan didapatkan akan besar jika pendekatan di awal salah.

Untuk memulai dengan pengetahuan yang belum begitu baik maka sebaiknya ambil satu peluang di bitcoin akan tetapi mereka juga perlu mempelajari supaya tidak mengalami kepanikan pada saat pasar mengalami penurunan dan khususnya untuk aset bitcoin yang mereka investasikan.
Diversifikasi aset bisa dilakukan pada saat seseorang mulai memahami investasi sehingga mereka bisa memilih beberapa aset potensial yang memiliki tingkat fundamental yang bagus.
Mengenal aset fundamental mungkin mudah karena banyak informasi yang dapat kita peroleh akan tetapi yang sulit bagaimana seseorang bisa bersikap tenang pada saat pasar mengalami penurunan tajam.

Pertimbangan untuk meminimalisir resiko harus di dasari pada tingkat pengetahuan yang di miliki karena terkadang orang juga bisa mengalami kerugian pada investasi bitcoin dan itu terjadi karena kesalahan individu dalam menjalani aktivitas investasi.
Post
Topic
Board Economics
Re: 11 more countries just joined BRICS this week
by
tottong
on 15/07/2025, 02:10:42 UTC
BRICS has great potential to continue growing and play a significant role in the new world order. As more countries join, BRICS can become an increasingly influential force in shaping the future of the global economy and politics. BRICS needs to continue strengthening internal cooperation and improving policy coordination to address existing challenges. BRICS must also continue to strive to create a more just, inclusive, and sustainable world order so that it can attract other countries to join. I am confident that in the future, more countries, especially developing countries, will continue to join BRICS. This is because BRICS can open broader market access and strengthen economic and diplomatic cooperation.

This polarization was created as a step to find solutions to global trade, cooperation, economics, and politics for each joining country. If I understand correctly, BRICS itself also provides the option of trading using its own currency so that each country feels sufficiently advantaged.
Some observers even say this concept is inseparable from efforts to eliminate the power of the dollar in global trade, as using such a method would be very detrimental to most countries.

Opening broader market access depends heavily on each participating country, as market access depends on the export value of whatever commodity each country is trying to offer.
This step is indeed a good one, as it provides space for each country to seek independence in any form of cooperative relationship.
Post
Topic
Board Gambling discussion
Re: La Liga (Spanish League) Prediction Thread 2024/25
by
tottong
on 15/07/2025, 01:31:56 UTC
They are players who must score goals, and with the few chances they get, they must make the final touches to ensure the team wins. However, sometimes they play too selfishly in their finishing. They need to be better at calculating the best chances, whether to finish or provide an assist for a teammate to score.
But sometimes they also play well as a team. It is the coach's job to maintain the consistency of his players' performance. They will soon face tough competition.

Ego setiap pemain memang sulit untuk diredam karena terkadang mereka lebih mempertimbangkan capaian individu akan tetapi jika pelatih tegas dan akan memberikan sangsi jika seorang pemain tidak mampu berkerja sama secara kolektif maka saya yakin masalah ini bisa di atasi.
Vinicius lebih sering egois pada saat melakukan finishing dibandingkan dengan Mbappe dan ini yang perlu di evaluasi oleh Xabi Alonso.
Meskipun hal ini tidak terjadi sepanjang pertandingan karena terkadang seperti yang anda sampaikan dan mereka bermain sangat bagus satu sama lain.
Persaingan di musim depan akan jauh lebih berat dan tim harus benar-benar bekerja sama dengan baik jika pingin mencapai gelar juara.
Post
Topic
Board Ekonomi, Politik, dan Budaya
Re: Iklan Perjudian
by
tottong
on 14/07/2025, 03:46:47 UTC
Situs judi sebanyak apapun diblokir maka hal itu akan terus ada lagi dan lagi, karena pada akhinrya sebenarnya yang harus di berantas saat ini bukan situsnya terlebih dahulu tetapi musuh dalam selimut yaitu mereka yang memang memiliki jabatan di kepemerintahan yang memang selalu ingin meraup semua keuntungan karena keserakahan yang mereka miliki, selama hal itu tidak diberantas maka pada akhirnya situs-situs yang ada saat ini akan terus membludak bahkan semakin banyak karena memang membuat situs judi adalah sebuah hal yang mudah untuk mereka lakukan selama perizinan (meskipun dibawah tangan) masih bisa mereka miliki.

Bahkan di negara kita ada situs perjudian legal yang mendapatkan lisensi untuk menjalankan aktivitas secara legal dan jika saya tidak salah ada lima perusahaan yang memiliki izin.
Jadi bagaimana mungkin situs perjudian di blokir secara menyeluruh karena lima perusahaan tersebut mendapatkan izin.
Sekarang pilihannya jika pingin membatasi perjudian maka peran yang paling penting pada pola didikan dari rumah karena jika mengharapkan pemerintah yang memblokir situs tersebut tidak mungkin karena jikapun pemerintah memblokir situs perjudian kita tetap bisa mengakses menggunakan VPN.

Teknologi yang semakin berkembang sulit mengharapkan pencegahan secara maksimal hanya dari pemerintah karena jika setiap individu tidak mencoba membatasi kecanduan perjudian sedini mungkin dan mungkin butuh peran orang tua dalam hal ini sebagai jembatan untuk tidak terlihat secara berlebihan bagi anak-anak remaja.
Post
Topic
Board Gambling discussion
Re: Premier League Prediction Thread 2024/2025
by
tottong
on 14/07/2025, 03:12:05 UTC
I think the opposite but the Blues played like when you watch PSG play against a smaller team and if you check how they played it will look like Chelsea are the favorite. Enzo Maresca need to keep the team to be in shape because the way they approach the game is like something we have seen the Blues do in a long while. The players need to continue with this display to enable them stay strong against aone of the bigger side in Europe competition?

Almost no one suspected the match ended like this and I think this happened because Luis Enrique's strategy did not go well and vice versa Chelsea managed to take advantage of these conditions to get victory.
If you see the statistics of the PSG match dominating but Chelsea managed to take advantage of the opportunity well so that it managed to score three goals.
Beating the team that was in the best performance was something extraordinary because previously Chelsea was doubtful enough to perform better.
Enzo Marsca has a good capital next season and if this appearance can be maintained then Chelsea will be one of the competitors next season in the English League.
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Topic
Board Gambling discussion
Re: ⚽ Football Transfers Speculation, Odds and Predictions
by
tottong
on 14/07/2025, 02:29:30 UTC
I also think that Marcus Rashford will likely move to Barcelona especially because it looks Manchester United is ready to let him go. You made good points about how Barcelona needs natural left winger like him which makes transfer look like good fit for their team under Hansi Flick. Since Barcelona directors are reportedly talking to his agent it looks like move could really happen. It will be interesting to see if he actually transfers and how he plays if he does.

Manchester United have let Marcus Rashford to find a new club and they no longer hold back because of his attitude as a Manchester United player no longer respect the club.
Barcelona's failure to recruit Nico Williams made them interested in opening opportunities to recruit Marcus Rashford but in this case it might only be realized as a loan player because Marcus Rashford is still quite expensive.
This recruitment is also less ideal because Barcelona has a player who is in the same position as Marcus Rashford so that competition will appear.

Plus the high salary of Marcus Rashford so that it will make Barcelona a little difficult unless Marcus Rashford himself is willing to receive a lower salary because he previously said he only wanted to join Barcelona.
Post
Topic
Board Gambling discussion
Re: La Liga (Spanish League) Prediction Thread 2024/25
by
tottong
on 14/07/2025, 01:20:14 UTC
I agree with you, I don't think is fair to put Bellingham together with Mbappé and Vinicius. These two are real primadonna, they want to be the star of the team therefore they always try to do what is better for them rather than for the team. And the fact usually there is only one real star per team doesn't help because they both think they are the best. They play first for themselves, the team comes later.

If the player realizes the importance of a team collectively then I am sure this will be the basis for the need to work together.
Individual success will be obtained if all players are concerned with the team because in this way they can achieve success.
But sometimes there are one or two players who look a little selfish because they are too forced from scoring goals even though the chances are small.
Vinicius and Mbappe may have been in these conditions because they are both on the front lines so they are more prominent at that time they did.
Post
Topic
Board Ekonomi, Politik, dan Budaya
Re: Bagaimana cara menghapus korupsi?
by
tottong
on 10/07/2025, 14:02:17 UTC
Moral pejabat negara kita itu sangat buruk dan tidak tahu malu. Saya kira urat malu mereka itu sudah putus, sehingga ketika mereka yang sudah di bui karena kasus korupsi, bukannya malu dan tidak layak lagi untuk menjabat suatu jabatan negara, namun mereka justru ngebet untuk mencalonkan diri kembali dan memanfaatkan kesempatan yang ada untuk mendapatkan kekuasaan kembali.
Ini pentingnya hukum untuk para koruptor di negara kita untuk harus lebih dipertegas agar tidak memberikan ruang kembali kepada mereka untuk bisa mengisi suatu jabatan yang mungkin saja akan bisa berpotensi membuat mereka korupsi kembali. Namun sayangnya presiden dan legislatif negara kita sekarang tidak terlalu tegas kepada para koruptor ini dan justru memberikan "pengampunan" kepada mereka dengan alasan bahwa mereka itu layak mendapatkan kesempatan kedua.

akan membatasi diri untuk tidak melakukan kejahatan seperti kasusnya korupsi.
Korupsi terjadi karena memiliki kesempatan untuk melakukan dan hukum di negara kita juga tidak terlalu berat untuk para koruptor sehingga dua hal ini membuat mereka tidak pernah jera.

Jika hukumannya penjara mungkin tidak akan ada efek jera bagi koruptor karena mereka berfikir bisa mendapatkan remisi pengurangan masa tahanan apalagi bagi mereka yang dekat dengan kekuasaan.
Beberapa pengajuan terhadap hukuman bagi koruptor sangat bagus seperti di miskinan atau dicabut hak politik untuk selamanya sehingga mereka tidak lagi bisa terlibat di dalam kekuasaan.
Tetapi saya yakin hal ini tidak akan dilakukan karena seperti membungkam diri sendiri jika aturannya di berlakukan seperti ini.
Post
Topic
Board Trading Discussion
Re: TRADERS - What has been your most effective strategy for trading.
by
tottong
on 10/07/2025, 13:07:49 UTC
Everything you mentioned is just add-on in trading, it's like a tool that will help you to analyze when you are trading. Just like the indicators.

For me, yes, indicators just like volume indicators, momentum indicators - while there are still a lot of things to consider like the candlestick patterns, different time intervals, etc.

There are many things to consider when deciding to trade, as we know very few people succeed in riskier trades.
Utilizing candlestick patterns and any indicator will only help someone analyze the trajectory of the coin they want to trade, but this doesn't always work well because the market can change so quickly, especially in futures trading.

Besides technical issues, trading also involves risks that need to be minimized, and the psychological impact we face is even more pronounced when the strategy we're implementing isn't working.
We will suffer loss after loss if we don't have a strategy to minimize risk, and we ultimately give up, like most traders.
Post
Topic
Board Economics
Re: Savings and Investment, and how it can affect standard of living.
by
tottong
on 10/07/2025, 12:08:17 UTC
Would you advise an individual to try improve their standard of living as they save and invest since saving and investment is a continuous process?

This is a concept that everyone should implement, as savings can help them take steps toward investing.
Although some say savings aren't very productive, in the initial stages, savings can be quite beneficial when someone can prepare capital for investing.
Most people are unable to invest due to a lack of capital which hinders them from getting started.
However, if we have sufficient savings, it will be much easier, allowing us to use the money for the investment process based on the desired percentage.

Our savings can also be used to build a business, as it's common for people to lack the capital to start.
To improve our standard of living we can create a plan for investing, and for those with capital from savings, it will be much easier to realize it.
Post
Topic
Board Gambling discussion
Re: La Liga (Spanish League) Prediction Thread 2024/25
by
tottong
on 10/07/2025, 11:01:02 UTC
I was surprised when Real Madrid failed to score a single goal despite their attacking style. It wasn't PSG who had a strong defense, but Real Madrid who couldn't create many chances. Regardless, this 4-0 defeat was quite embarrassing in my opinion.
On the other hand, PSG must also be acknowledged as being in top form and full of confidence after their achievements last season.

For Xabi Alonso, he may need to make significant changes next season if he wants to win the title. It's already clear that Real Madrid still has many shortcomings, and Xabi Alonso's tactics haven't been able to create a well-organized team performance across all lines.

I don't think that's entirely true because if you watch the match, you can conclude that PSG's defense looked much better and they were always ready to break down the attacks Real Madrid tried to build.
This shows how important a coach's experience is, because I'm sure Luis Enrique understands which positions need to be guarded more tightly so Real Madrid can't create scoring opportunities.

PSG's performance was outstanding in this match. Although I initially doubted they could beat Real Madrid, they proved it.
Xabi Alonso has not fully adapted well because when facing a much more balanced opponent, their defense actually looked uncoordinated so that the opponent was able to score 4 goals without reply.
Post
Topic
Board Topik Lainnya
Re: Kita harus mencintai dan menikmati proses
by
tottong
on 09/07/2025, 17:02:50 UTC
Nah setiap orang memiliki jalan suksesnya masing masing, yang menjadi masalah adalah ketika seseorang melihat orang lain sukses di bidang tertentu dan mereka ingin juga berada disana. Saya tidak melarang itu, namun yang sering terjadi adalah mereka seperti memaksa dan tidak mencari jalan lain, padahal sebenarnya mereka memiliki banyak pilihan.
Yang paling penting juga menurut saya adalah bersyukur, karena sesuatu yang besar bisa juga datang dari sesuatu yang kita syukuri. Misalnya saja seperti yang agan katakan seseorang bisa sukses dengan berjualan nasi uduk dengan omset yang tinggi. Nah mungkin di awal tidak seperti itu, namun mereka bisa menikmati proses dan bersyukur dan terus menekuninya sehingga sekarang mereka bisa menikmati hasilnya. Saya pikir tidak ada satu hal pun yang langsung sukses, terkecuali  mereka yang memiliki privelege dengan memiliki warisan bisnis.

Orang yang mampu melewati badai besar pasti akan jauh lebih mudah menyesuaikan diri dan kebanyakan orang yang melewati proses sulit dalam hidup akan membuat mereka semakin kuat untuk berjuang mendapatkan kehidupan yang jauh lebih baik.
Tetapi sebenarnya penting bagi seseorang mengenali skill individu sebelum melakukan sesuatu perubahan karena dengan cara ini mereka bisa jauh lebih mudah untuk mengembangkan potensi yang ada.
Melihat kesuksesan orang lain mungkin mudah akan tetapi pada saat kita menjalankan tidak akan mudah seperti yang di pikirkan kareka kita akan menghadapi proses panjang sebelum mencapai kesuksesan.

Kenali potensi yang kita miliki dan jalankan dengan penuh tanggung jawab sehingga kita bisa berjalan dengan perlahan untuk mencapai kesuksesan.
Tidak perlu terburu-buru untuk mengejar keberhasilan karena setiap orang pasti memiliki keterbatasan sehingga yang mendewasakan seseorang untuk berubah jauh lebih baik adalah pengalaman.
Post
Topic
Board Economics
Re: 11 more countries just joined BRICS this week
by
tottong
on 09/07/2025, 16:00:49 UTC
This should answer those who were wondering what is happening with BRICS. In their latest summit that was held in Brazil this week the leaders of BRICS nations welcomed a new full member, Indonesia and also welcomed 10 new countries that joined BRICS as partners: Belarus, Bolivia, Kazakhstan, Nigeria, Malaysia, Thailand, Cuba, Vietnam, Uganda, and Uzbekistan.

Apparently BRICS now represents roughly half the population and GDP of the entire world Cool

If I'm not mistaken Trump began to threaten our country at a much larger rate that will be charged and as if this threat puts pressure on the joining of several countries that you mentioned.
The effect may be large because if the tariff for our country is starting to be raised because Indonesia is still quite dependent on several exports from the United States such as industry, consumption goods, automotive vehicles and food.

But besides that Indonesia itself has the advantage of this because it can expand the market for exports of local goods and diplomacy.
BRICS began to expand itself with the presence of several countries that joined so that the positive and negative impacts would have been considered by some countries that began to join.
Post
Topic
Board Trading Discussion
Re: TRADERS - What has been your most effective strategy for trading.
by
tottong
on 09/07/2025, 15:03:32 UTC
A direct question to traders.
There are various effective strategies for trading the market, and success mostly is based on your understanding of any strategy of your choice.
What has been your most effective strategy or strategy in confluence with another for trading the market?
Price action? or use of indicators? Or are you an ICT trader?
Can you also share your reason for the strategy you use now, and which other strategies you have used before.

Better to trade in Bitcoin and we can take advantage of comparable benefits but also requires good knowledge so as not to experience losses.
If you want to trade in other coines, you should use a low levarge and use small capital to minimize risk.
Trading has a considerable risk if someone does not understand the market structure especially if the futures trading is much more difficult and complicated.
Using indicators may be good but also not always successful and that is why trade is considered quite complicated.

Learn the coins that you want to trade then you will understand how to enter the market to install an entry and even though we are not able to guarantee the profit consistently, but at least we have the view to trade with the coin.
Post
Topic
Board Gambling discussion
Re: ⚽ Football Transfers Speculation, Odds and Predictions
by
tottong
on 09/07/2025, 14:38:08 UTC
From what is happening with the Victor Osimhen deal Napoli don't seem to be interested in exchanging Victor Osimhen for any player they just want a club that will pay the money in full so that they can get profit from his deal while they go for any play or their choice and right now Galatasaray seems to be the only team that is completely ready to accept the conditions attached to his deal since he has already done 1 year loan deal with them. Liverpool will benefit if they should go for Victor Osimhen but they haven't made their intentions know yesterday so Galatasaray is still the preferred choice for now.

Rumors surrounding Victor Osimhen's future seem complicated, and several teams interested in him are also reluctant to sign him due to Napoli's high asking price.
The swap deal for Nunez is beneficial for both parties, but Napoli is demanding a full buyout clause for any interested team interested in Victor Osimhen.
Galatasaray may be able to smooth the negotiations, but Victor Osimhen's intentions to play for a much bigger club are also a concern.
If Liverpool are interested in acquiring Victor Osimhen, I think a swap deal without Nunez is also possible, as they have proven themselves in the current transfer market by bringing in such expensive players.
Post
Topic
Board Trading Discussion
Re: What's your advice to newbies who wants to trade.
by
tottong
on 08/07/2025, 14:11:08 UTC
As the topic says, newbies are always rushing into the cryptospace believing it's a get rich quick scheme when they trade. What's the best advice that you can give to these newbies to help them in their trading journey.

My advice is that newbies should only trade with the amount of money that you can afford to lose and don't use high leverage because trading is very risky. Long term bitcoin investment should be your priority.

Know the risks and make adjustments to the amount of loss you can afford and then improve your knowledge of trading strategies.
Remember, there is no way to get rich quick in trading as there is a high risk involved in the process and most people fail in trading because they always think they can make money quickly.
Improving skills is not easy because it requires patience and direct involvement, but if direct involvement is not supported by knowledge it is also wrong.

If you want to practice trading skills directly, use a small capital first so that when you master the market structure well, you can try to increase the appropriate trading level.
Post
Topic
Board Economics
Re: Planning on starting any business?
by
tottong
on 08/07/2025, 13:06:40 UTC
If you have that kind of mindset then it's different though there are different perspectives in terms of treating investment, if you are good in improving your knowledge and skills most of the time, trading might be a good place to use your money while in gambling even how good you are in anticipating the outcome luck still play big in terms of outcomes, though it's a self-explain for each individuals who participate either gambling or investing if they can't control their emotions and don't have enough knowledge and patience inside investment or business they are treating their money as risk in whatever opportunity they think to put it in and see the result.

Emotions tend to ruin the plans we have made and involving emotions in trading or investing can cloud the initial strategy. In trading, emotions are very influential because when control is lost, it can actually cause problems.
Investment and business are also the same actually because when someone is unable to control emotions we do not run according to the strategy that has been set well.
But in a certain capacity I also disagree if investment is similar to gambling because that is the behavior of people who do not understand the concept of investment with gambling.

In gambling, people hope for luck to make a profit, but in investment we cannot follow this pattern because without good analysis we will not understand how to invest properly.
Post
Topic
Board Bahasa Indonesia (Indonesian)
Re: Pentingnya untk tidak memberi tahu semua orang tentang kepemilikan kripto kita
by
tottong
on 08/07/2025, 12:17:26 UTC
Mungkin berbeda kalau influencer om. Mereka dengan sengaja memamerkan kepemilikan asetnya. Ini disengaja untuk mengambil keuntungan pengikut baru dan kemungkinan afiliasi. Saya sebenarnya juga merasa risih, banyak teman teman kalau ditanya aset ini cenderung diam tidak mengakui punya berapa besarnya. Selain prinsip Anonym tentu kondisi ini akan membuat si pemilik lebih nyaman. Tapi biasanya kondisi ini tergantung tujuan sipemilik aset dia seorang murni trader atau trader influencer. Saya sendiri jika ditanya sering jawabnya dikit, ga punya. Tidak ada urgensinya memberitahu oranglain kecuali trader ini influncer punya tujuan untuk keuntungan lain.

Itu dia yang saya maksud karena memang para influencer membutuhkan validasi untuk orang yang mau bergabung dengan mereka sehingga tidak heran jika kita melihat para influencer terlalu fulgar dalam memamerkan aset mereka.
Saya juga sama sebenernya dan jarang mengatakan memiliki bitcoin kepada siapapun, paling yang tau hanya beberapa orang yang berprofesi sama.
Saya juga lebih nyaman tidak ada yang mengetahui kepemilikan aset sehingga kita bisa jauh lebih aman
Urgensinya juga tidak ada bagi kita memberi tau orang lain terhadap kepemilikan aset bitcoin dan justru yang ada orang akan meminta meminjam yang karena mereka berfikir kita memiliki banyak uang.

Bagi saya lebih baik anonim sehingga jauh lebih aman kepemilikan bitcoin yang di miliki, kecuali kita sendiri merupakan influencer yang membutuhkan validasi dan itu juga perlu pertimbangan mengatakan sejumlah kepemilikan bitcoin yang kita miliki.
Post
Topic
Board Gambling discussion
Re: La Liga (Spanish League) Prediction Thread 2024/25
by
tottong
on 08/07/2025, 11:13:18 UTC
Most top teams always go for goalkeepers that's experienced age is but a number in that wing that's why many goalkeepers last in football till they're close to 40 the only thing that would guarantee a youth team goalkeeper some playing time is if he develops beyond imagination then he'll be graduated into the senior team as a second or third choice. Some team even loan them out to inferior leagues to get more experience and develope into the quality they need before giving them the opportunity as an alternative to the first choice.

Not many footballers are able to stay at their best level at that age and that is not just talking about goalkeepers but almost all.
However for players in the goalkeeper position it is much easier to adapt at a slightly older age because they do not need speed but instinct.
That is why there are some goalkeepers who manage to perform consistently until that age, but teams also try to get a much younger goalkeeper for the long term.
Young goalkeepers are not experienced in playing tough games so they need experience to reach the best level and that is why they are loaned out to other teams before they come into the first team.