To an extend educational certificate is overrated, there are so many university graduates that I know over the years without earning from those certificates infact what put food in their table is completely not related to what they studied in school, in my country educational certificate Jobs are rarely to come by, so many graduates every year without creating job opportunities, having an educational certificate is good and also having a skill all together is the best because it will keep you in a position of not being unemployed either self employed or working for someone.
The mistake people make is assuming that having a higher education certificate guarantees a better life in terms of finding a job, but the reality is quite the opposite.
In my country, many universities produce unemployed graduates every year because the number of jobs available is very limited, and this is completely out of proportion to the number of jobs available to university graduates.
If someone lacks skills and is unable to keep up with life, a higher education certificate is useless.
Educational certificates are important, but they are not measured as a step towards getting a job, but rather as a process of having attended school.
Jobs can be created, even on a smaller scale, and if someone wants to start a business, it can also be a great place to develop one's potential.