not exactly. Presently, BTC/Altcoins are investment opportunity just like stock market or any other investment. With digital revolution that we are in it is 100% by all means that it is here to stay, as far as fiat is concerned everyone still use it so there might be digital counterpart that will replace fiat. It could be btc, eth, ada or even one of those memecoins.
To keep up to date with generational trend money has to be reformed as well. Everyone loves meme so any digital currency that looks like a meme coin will be revolutionary and attractive by all extent while at the same time creating a new relationship between the people and money.