6 Tips to Improve Your Time Management Skills

When you learn and maintain good time management skills, you’ll find freedom from deadline pressure and from stress in general. You’ll be more productive, procrastinate less, and have more time to relax, which helps further decrease stress and anxiety.

Time management skills are like shoes or a good pair of jeans — you may have to try several pair before you find just the right fit. They’re different for each person and you have to find what works best for you. Below are a few that work for me which you may want to borrow.

     1. Make a list.
The thing about making lists is that you actually have to use them. You may want to set reminders on your phone and computer.Lists really do work if you use them. One of the most important things is to make sure your list feels attainable. No one wants a 30-item to-do list and have to, at the end of the day, look at the 20 items that didn’t get done. Prioritize yours and others’ needs and plan accordingly. You might even want to make three lists — personal, home and work.
     2. Set deadlines.
Again, there is no point in setting deadlines if you make executive decisions to always push them back. Set a deadline and try your best to stick to it. Set your deadline a few days before the task absolutely has to be done. This allows for the possibility that other things will get in the way, but also allow for you still to get the task done.
     3. Stop multi-tasking.
Multitaskers often seem to think they get more accomplished, but it’s not always the most productive or efficient route. Let’s face it, our minds work better when we are truly able to focus and concentrate on one thing.
     4. Delegate responsibilities.
For those of us who like to be in control the very thought of this is likely to provoke a bit of anxiety. The truth of the matter is that no matter how good we are, we can’t do everything. Sometimes we take on more than we can handle. Delegation is not a sign of weakness, but a sign of intelligence. Find competent, reliable people and share some of the responsibilities. It will allow you to be less stressed and more productive.
     5. Use your downtime.
This tip requires some balance. Using all of your downtime for planning and prioritizing is bad and can lead to increased stress and burnout. However, if you find yourself sitting in early morning traffic, this may be a good time to start prioritizing your day or making plans for dinner. If you’re waiting in the doctor’s office, this may be a good time to write the grocery list. (Just don’t forget it.) If you have opportunities like these make the best of them, but also remember to use them for relaxation as needed.
     6. Reward yourself.
When you accomplish something, celebrate it! How you celebrate is up to you. My word of advice is to keep whatever you choose to do healthy, make sure it’s something you really enjoy, don’t do it in excess, and don’t let it cause you to get further behind.Time management skills are an essential part of making your day just a little easier. Find what works for you and stick to it.

Good luck

Thank you for this article. 

So Why Is Bitcoin's Value So Volatile?
 - By Jonathan Todd Barker
 
Price fluctuations in the Bitcoin spot rate on the Bitcoin exchanges is driven by many factors.  Volatility is measured in traditional markets by the Volatility Index, also known as the CBOE Volatility Index (VIX).  Volatility in Bitcoin does not yet have a generally accepted index since cryptocurrency as an asset class is still in its nascent stages, but we do know that Bitcoin is capable of volatility in the form of 10x changes in price versus the U.S. dollar, in a relatively short period of time (See the Investopedia Bitcoin Center for current updates on the price of bitcoin).

Here are just a few of the many factors behind Bitcoin's volatility:

1. Rate of adoption is hampered by bad press
News events that scare Bitcoin users include geopolitical events and statements by governments that Bitcoin is likely to be regulated.  Bitcoin's early adopters included several mal actors, producing headline news stories that produced fear in investors. Headline-making Bitcoin news includes the bankruptcy of Mt. Gox in early 2014 and more recently that of the South Korean exchange Yapian Youbit, and others like the high-profile use of Bitcoin in drug transactions via Silk Road that ended with the FBI shutdown of the marketplace in October 2013. All these incidents and the public panic that ensued drove the value of Bitcoins versus fiat currencies down rapidly.  However, Bitcoin-friendly investors viewed those events as evidence that the market was maturing, driving the value of Bitcoins versus the dollar markedly back up in the short period immediately following the news events.

2. Bitcoin's perceived value fluctuates
One reason why Bitcoin may fluctuate against fiat currencies is the perceived store of value versus the fiat currency.  Bitcoin has properties that make it similar to gold.  It is governed by a design decision by the developers of the core technology to limit its production to a fixed amount, 21 million BTC.  Since that differs markedly from fiat currency, which is managed by governments who want to maintain low inflation, high employment, and satisfactory growth through investment in capital resources, as economies built with fiat currencies show signs of strength or weakness, investors may allocate more or less of their assets into Bitcoin.

3. Too much variance in perceptions of Bitcoin's store of value and method of value
Bitcoin volatility is also driven in large part by varying perceptions of the intrinsic value of the cryptocurrency as a store of value and method of value transfer.  A store of value is the function by which an asset can be useful in the future with some predictability.  A store of value can be saved and exchanged for some good or service in the future.  A method of value transfer is any object or concept used to transmit property in the form of assets from one party to another.  Bitcoin’s volatility at the present makes it a somewhat unclear store of value, but it promises nearly frictionless value transfer.  Since these two drivers of the current spot price of Bitcoin vary against the dollar and other fiat currencies, we see that Bitcoin's value can swing based on news events much as we observe with fiat currencies.

4. Little option value to large holders of the currency
Bitcoin volatility is also to an extent driven by holders of large proportions of the total outstanding float of the currency.  For Bitcoin investors with current holdings above around $10M, it is not clear how they would liquidate a position that large into a fiat position without severely moving the market.  Since Bitcoin’s volume resembles a small cap stock, the currency has not hit the mass market adoption rates that would be necessary to provide option value to large holders of the currency. 

5. News about security breaches make investors react
Bitcoin can also become volatile when the Bitcoin community exposes security vulnerabilities in an effort to produce massive open source responses in the form of security fixes.  This approach to security is paradoxically one that produces great outcomes, with many valuable open source software initiatives to its credit, including Linux.  Bitcoin developers must reveal security concerns to the public in order to produce robust solutions.  It was a hack that drove the Yapian Youbit to bankruptcy, while NiceHash too reported $70 million worth of Bitcoin stolen in a recent attack on the platform.  In April 2014, the OpenSSL vulnerabilities attacked by the Heartbleed bug and reported by Google security's Neel Mehta drove Bitcoin prices down by 10% in a month.  Bitcoin and open source software development are built upon the same fundamental premise that a copy of the source code is free for users to examine and modify at will.  This concept makes it the responsibility of the community to voice concerns about the software design, and when the community does so, the value of Bitcoin reflects the level of confidence in the protocol design as a whole.  It is only natural then that the value would fluctuate with news events about security breaches. 

6. Bitcoin’s high profile losses at are another driver of volatility
It is worth noting that these losses and the ensuing news about the losses had a double effect on volatility.  They reduced the overall float of Bitcoin by approximately, producing a potential lift on the value of the remaining Bitcoin due to increased scarcity.  However, overriding this lift was negative effect of the news cycle that followed.  Notably, other Bitcoin gateways looked to the massive failure at Mt Gox as a positive for the long term prospects of Bitcoin, further complicating the already complex story behind the currency’s volatility.  As early adopting firms are eliminated from the market due to poor management and dysfunctional processes, later entrants learn from their errors and build stronger processes into their own operations, strengthening the infrastructure of the currency overall. 

7.Bitcoin and foreign direct investment in countries with high inflation
Bitcoin’s use case as a currency for the developing countries that are currently experiencing high inflation is valuable when considering the volatility of Bitcoin in these economies versus the volatility of Bitcoin in US$.  Bitcoin is much more volatile versus the USD than the high inflation Argentine peso versus the US$.  That being said, the near frictionless transfer of Bitcoins across borders makes it a potentially highly attractive borrowing instrument for Argentineans, as the high inflation rate for peso denominated loans potentially justifies taking on some intermediate currency volatility risk in a Bitcoin denominated loan funded outside Argentina.  Similarly, funders outside Argentina can earn a higher return under this scheme than they can using debt instruments denominated in their home currency, potentially offsetting some of the risk of exposure to the high inflation Argentine market.   

8. Tax treatment of Bitcoin also affects the volatility
Recent announcements by the IRS stating that the currency is actually an asset for tax purposes had mixed effects on volatility.  On the upside, any statement recognizing the currency has a positive effect on the market valuation of the currency.  Conversely, on the downside, the decision by the IRS to call it property had two negative effects.  The first was the added complexity for users who want to pay with it.  Under the new tax law, users would have to record the market value of the currency at the time of every transaction, no matter how small.  This can understandably slow adoption as it seems to be too much trouble for what it is worth for many users.  Secondly, the decision to call the currency a form of property for tax purposes may be a signal to some market participants that the IRS is preparing to enforce stronger regulations later.  Very strong regulation of the currency could cause the adoption rate of the currency to slow to the point where it is not able to achieve the mass adoption that is critical for its overall utility in society.  Recent moves by the IRS are not clear as to their signaling motives and therefore have mixed signals to the market for Bitcoin.

The Bottom Line
Bitcoin presents a variety of opportunities that did not exist prior to its development.  Yet, it has failed as yet to convert investors concerned about its potential rate of adoption as an alternative currency.  Recent acknowledgement by the IRS that Bitcoin is an asset for tax purposes has clarified the situation for investors, and the promise of frictionless value transfer suggests innovative use cases in foreign direct investment.  In the near term, much of the volatility will be driven by investor perception of the ability of gateways to safeguard individual holdings and provide for a reliable store of value as adoption increases.
 

WHAT IS BOUNTY PROGRAM AND HOW TO PARTICIPATE
When we talk about a booming market strategy, it would be wise to mention that as much as deep penetration is the goal of the same. Through this, an array of people get to know about the services of a certain company, the products they're offering and what not. Interacting directly with a company's services or products is vital for a marketing strategy to succeed. Benefit? Well, worth of mouth publicity is attained which is pretty crucial when it comes to attaining the much-needed growth. Hence, we can say that Bounty campaigns are that crucial part of any promotional or digital marketing enterprise which can ensure ample publicity blended with promised business growth.
 
 *** Bounty Programs & ICO:
In today's digital world, bounty programs are becoming more famous than ever. These types of promotional techniques emerged from the likes of the online gaming merchants which used to reward points for the purpose of participating in game development. In simpler definition, Bounties are that rewards that are usually offered by a company to an individual, these are more like an incentive.  In other words, a company produces a product and offers an array of rewards to people around the world against the tasks which a user is required to perform.
 
In the Bitcoin Cryptocurrency scenario, bounties are breaking all the stereotypes by becoming a significant part of various ICO campaigns. A start-up today tends to lean towards a bounty mechanism when it comes to their ICO i.e. Initial Coin Offering campaigns. What companies with the help of ICO do is, they make the end-user to perform tasks like bug reporting, cryptocurrency framework development and even the online marketing of the same. Well, what comes as a fascinating fact is that, companies then reward the user with crypto BTC tokens or even the fiat currency.
 
If you're looking forward to a conducive environment, especially when it comes to making easy cryptocurrency, bounty programs can be your out of the box pick. Reason being? Well, a great and lush array of rewards are available for both, crypto-start-ups as well as individuals participating in the bounty campaign.
 
 
*** ICO Bounty Program Framework:
There are generally two types of bounty programs when we associate the same with the world of ICO. Both Pre-ICO, as well as the potential-filled Post-ICO bounty programs, are a vital part of the picture respectively.
 
 - Pre-Bounty Programs:
As the name suggests, pre-bounty programs are performed well before the launch or announcement of an actual Initial Coin Offering. The purpose of conducting a pre-bounty campaign rests in the fact that how much buzz is there going in the market. Also, these types of programs are helpful when it comes to creating a bit of awareness about any new crypto ICO amidst the Blockchain market. Thus, what is obtained in the end is the mouth publicity. Crypto companies and start-ups make use of informal advertising mediums to achieve the prime goal of absolute market penetration. Hence, we can deduce the pre-ICO bounty programs to the simple fact that, these are all about making people undergo and execute certain tasks which benefit the company significantly.
 
 
Activities resting in a Bounty Campaign of pre-ICO type:
     1. SMM bounties (Social Media Marketing)
This segment includes the listing of activities that are used to uplift the ICO on an array of social media user account of the concerned participants. Rewards are generated by the company which further depends on the level of social marketing campaigns a user leads. Retweets, shares, views, comments and even the likes are counted for the same. Major social media platforms like Facebook, Twitter, Instagram and multi-media channels like YouTube are a preferred choice for the bounty programs to initiate.
 
     2. Blog or Article Writing:
Are you a participant with a significant number of blogs all over the internet? Well, if you have a follow base then we have a good news for you. As an article writer, a user can write about the company's ICO in their blogs and can further promote the same with their writings all over the net. This is pretty similar to any social media marketing campaign bounty, the difference is that, rather than sharing or liking any posts, you're simply writing an article about the same.
 
     3. Signature Bounties of Bitcointak:
This is one of the most famous bounties, especially when we talk about various famous bounty programs in the crypto world. The platform is available to the participants associated with the forums like Bitcointalk. Hence, participating in a bounty program is not difficult. The Initial Coin Offering produces a signature which contains an embedded code in it. Further, stakes are determined by the ranking any participant gets. What comes as an important fact is that a majority of bounty programs around the world take-up the participants who are on Bitcointalk, plus those who're Junior members on the same.
 
 
 
 - Post-Bounty Programs:
Post-bounty programs are introduced when Initial Coin Offering has been achieved plus all the required funds for the development of the same have been raised or collected. Now, further, it's all about the game of making changes and improving the crypto projects varying from community to community suggestions. Thus, we can deduce that post-ICO bounty programs are entirely based on the feedback of the users from any project community.
 
Regular Post-ICO bounty programs that are available to the enthusiasts:
   1. Bug Reporting:
What would be better than a bounty program which not only pays well but also increases the skills of the developers? Bug reporting bounty programs are pretty standard & are most famous. Under this, a user finds and rectifies critical bugs for the purpose of making crypto platform or deployed software concise & advanced.
 
   2. Translation Campaign:
Are you good at translating? Well, this type of activity involves translation of all the documents related to any crypto ICO project. What comes as an added fact is that, users can also moderate an array of diverse forum groups in the same. For all the regular speakers of the languages like French, Japanese, Spanish and more, an added advantage, as well as the token sale, is achieved under this. As a translator, you'll be responsible for carrying out the tasks like the translation of white papers, ICO documents, crypto websites, Bitcointalk ANN thread respectively.
 
We can say that there isn't any specific classification on which types of activities should be included in a pre-ICO or a post-ICO campaign. It solely rests on the discretion of a Cryptocurrency ICO company. They might even offer tokens of Ethereum to you. Also, it is petty usual for any crypto start-up to declare and reserve a portion of their total coin reserve chain for their bounty program. As a participant, you can obtain the much-needed crucial information on the company's official website.
 
 
*** How to participate in a bounty program?
As mentioned above, bounty campaigns are one of the most enticing ways to associate with the crypto market and earn tokens. The commodities in the form of tokens further hold immense value and the same can be traded for the fiat money. It can be seen that the activities involved except the debugging (under the post-ICO bounty) in the world of bounty programs are non-technical in nature. Hence, a majority of crypto enthusiasts around the world can participate and leverage the offered potential.
 
Users can simply look-up on the internet about reliable and famous bounty programs. There are sites that will list a dedicated list of ICO bounty programs. Users can simply check the eligibility criteria and the activities listed to be executed under the program for greater good. Hence, you can get yourself enrolled in a pre-ICO or a post-ICO bounty program with added ease & earn rewards with every share, every like or every article you like.
 
Therefore, as a bounty hunter, you're telling other about the projects undergoing a certain bounty program. Plus, you can also find people who might be interested in the same. Signing-up for an ICO bounty program is easy. As soon as you associate with a program, you'd start receiving links that can be easily posted to your social media accounts, further the success depends on the number of likes, shares and other social reaction amenities. Also, it depends on your writing or debugging skills how well you might execute the task assigned. You can earn anywhere from 0 to 4 points per task.

 

This report provides an overview of the Monero cryptocurrency, including how Monero (XMR) derives its value and distinguishes itself in a crowded market. You may see a way of paying down your mortgage or funding your kids’ college tuition, while others may see it as a road to millionaire status… Blockchain developers, though, tend to think of cryptocurrencies as a way of changing the world.

Monero is a decentralized cryptocurrency that emphasizes privacy. Rising demand for Monero tokens sent the XMR price surging this year.

A lot of cryptocurrencies, Bitcoin and Litecoin included, make privacy concessions in the name of functionality. Mining XMR tokens is similar to mining other currencies, in that you are supplying your computer to the network in exchange for a monetary reward.

Rather than letting ASIC mining operations—run by large corporations, no less—crowd out individuals, Monero actually gives the little guy a chance to make money by mining XMR. Monero Price Prediction for 2018 The Monero to USD exchange rate has already surged 800% since the start of the year.

I will share something about Monero price forecast 2018:

The current Monero price is approximately $313, however, the projection to the end of this year is the amazingly increasing number of $650. In the same line, a five-year forecast projects the price up to $2000, which proves a great appreciation of the coin from now on.

It seems that the anonymity related to the coin is playing in its favor since that looks fair enough for its users due to the full accomplishment of the Blockchain and cryptocurrencies principles.

As a matter of fact, some past actions include a few law enforcement agencies trying to identify the parties involved in a transaction but have failed humorously in the task. Therefore, the potential of this coin is immense; it can provide the users what they were looking for since the whole crypto market started, a completely anonymous transaction.

In consequence, it is not to be surprised of the huge traction the cryptocurrency is showing, and of course, the appreciation projected to the future.

Moreover, this cryptocurrency has experienced a  decreasing from the peak just like the other cryptos in the market, but this, in fact, represents an alternative for buying at a good price now and obtain a greater gain later.

Yet, if in the near future Monero does not manage to maintain the incredible anonymity for which the coin is known right now, it will not be able either to keep up the recognition and appreciation of which is benefiting of.

Contrary to, if they find the way to continue with the anonymous work, they will ensure to fidelize the users which whom they work now or may work later.

Furthermore, there are plenty of good possibilities for this cryptocurrency. The only potentially bad scenario could be a regulation, yet this is virtually impossible since Monero is totally decentralized and not controlled by a specific association.

This way, Monero users can be completely relaxed as the future for this digital coin seems to be ascending and out the regulators’ target.

To conclude, Monero is a great option for users to enjoy; it provides them with an anonymous trading and also does not represent any risks of regulations or privacy violations. Therefore, whoever would be on the look of an ideal cryptocurrency for investing, this seems to be the right choice.

Whatsmore, Monero represents a great opportunity as well for diversifying and expanding cryptocurrency users portfolio; as it gives them a brand-new and unique crypto coin to transact with.

Disclaimer: This article should not be taken as, and is not intended to provide, investment advice. Global Coin Report and/or its affiliates, employees, writers, and subcontractors are cryptocurrency investors and from time to time may or may not have holdings in some of the coins or tokens they cover. Please conduct your own thorough research before investing in any cryptocurrency and read our full disclaimer.

I think it's a good idea!!!
That is also an interesting way to promote ICO and Bitcoin as well.

•   HOW TO GET FUNDING FOR YOUR BUSINESS USING AN ICO
If you have an idea for a business or are trying to expand your small startup, it’s a challenge to get funding. A new trend in blockchain technology allows companies to pre-sell access to services as a way to fund the development of those services. Companies create a token that grants the holder access to products, services, or subscriptions from the new startup. The initial coin offering (ICO) allows startups to sell those tokens before the company launches, as a means of fundraising. This means startup companies can raise large amounts of seed capital from individual investors, democratizing startup funding.

An ICO can be an extremely effective way to raise capital for your business. However, it involves a fair amount of community building, technical expertise, and foresight about regulatory compliance. If you’re willing to take on these challenges, the payoff can be significant. Not just in raising funds, but also in establishing a community of supporters around your idea.

Full disclosure: draglet is a blockchain development company with expertise in building and launching ICOs for startups. We believe the ICO fundraising model is an important development in the future of early stage fundraising. However, we also believe that ICOs are not right for every business. This article will help you decide whether an ICO is right for yours.

Contents
1  The Fundraising Landscape: Crowdfunding, Venture Capital, Loans, etc.
2  A New Way to Get Funding: How an ICO Works
3  Criticism of ICOs
4  What About Regulation?
5  Getting Started with Your ICO

1. The Fundraising Landscape: Crowdfunding, Venture Capital, Loans, etc.
There are many ways a business can get funding. Each method has its own pros and cons. For many businesses, traditional fundraising methods will work well. In this section we’ll look at traditional fundraising streams and evaluate their effectiveness.

a) Institutional Loan
This method is the most popular with small businesses that will generate a small but predictable return. Getting a loan from a bank or credit company is fairly straightforward. However, it requires a significant amount of paperwork and proof of previous cash flow. This is an advantage if your business has years of accounting records on file. For most startups with no previous cashflow, it’s a struggle to get approved for institutional loans. Or, you may be approved, but only for a very small loan.

Some founders take out personal loans or borrow against personal assets like their home. While there’s nothing wrong with bootstrapping a company in this way, it’s very risky. You assume personal liability for the company’s success. If you fail to pay the personal loan, your assets could be seized. This makes loans a challenge for any entrepreneur with big ideas that could fail.

b) Venture Capital, Angel Investors, & BDCs
The big companies in Silicon Valley were built on venture capital. But they’re not alone. A large proportion of companies around the world get their startup funding from some type of private investor. Getting seed capital from angel investors has become standard practice for startups. The benefit is you could receive a lot of money if you have a good idea.

The drawback is it takes a while to meet, warm up, and pitch investors. Then, investors can take a lot of time doing due diligence. Investors will investigate everything about your company: founders, idea, business model, revenue/expenses to date, and outside expert opinions. They don’t want to lose money on the investment, so you’ll need an airtight idea with little competition and everything in place to execute on the idea. Investors also usually look for equity in the company. This means you’ll have to give up some ownership and control over your company before it ever gets off the ground.

A similar alternative to venture capital are business development companies (BDCs). BDCs are publicly-traded companies that make investments in small to medium-sized private companies. A BDC is basically a managed mutual fund with many backers, and they choose businesses to back in a similar way to venture capital. BDCs tend to make many small investments, however, meaning you won’t receive a large payout. You’ll still have to give up equity in the company in exchange for a BDC’s backing.

c) Partnerships

Partnerships
You could try to pair up with an existing company to implement your idea. Developing a good partnership is challenging, though. You’ll spend a lot of time cultivating and pitching potential partners. Then, those potential partners will want to know a lot of details about your idea before signing a contract with you. If you give them enough detail, the potential partner could steal your idea.

Having a partner with existing infrastructure, cash flow, and capital seems like an ideal situation. However, it’s challenging to find such an opportunity. In the end, you risk losing your idea.

d) Crowdfunding

An exciting trend in early stage funding is crowdfunding, like Kickstarter or Indiegogo. Crowdfunding campaigns can build a great audience for your product alongside the funding that audience provides. This means you’ll have a built-in community of invested fans from day one once you launch.

The challenge with crowdfunding is managing the crowd. You’ll have to mail out perks and rewards for the funding. Crowdfunding campaigns can raise a significant amount of money, but if you’ve got a big idea they won’t help you raise tens of millions of dollars to execute it.

e) Toward a Different Type of Fundraising

Traditional business fundraising practices involve a lot of institutions and paperwork. If you’re starting a new business from scratch, chances are you’ll struggle to find early funding. The institutions that provide business funding are designed to avoid risk. That mission of avoiding risk makes sense in theory, protecting the investing institution. However, in practice it means that many new and different ideas never get funding.

Even crowdfunding, the darling of risky big ideas, has its limitations. What we need is a type of crowdfunding on steroids. A way to raise significant capital, build a community around an idea, and automate the process of rewarding backers. Enter the ICO…

2. A New Way to Get Funding: How an ICO Works
How an ICO works
An ICO is a type of crowdsale. In an ICO, the startup creates digital tokens that it sells to participants in a crowdsale, usually in exchange for a cryptocurrency like Ethereum or Bitcoin. Once the startup hits its fundraising goal, the tokens are automatically distributed to the participants in the sale. If the company doesn’t hit its goal, however, the participants receive their funds back.

a) Ensuring Utility

The purpose of the new token varies for every startup that runs an ICO. However, the token should have some utility within the new company. This means that the crowdsale participant will be able to use the token in the future to buy products, gain access to features, or otherwise transact with the startup. The new tokens are not shares. Crowdsale participants don’t receive equity in the new company.

ICOs run on the blockchain. They use blockchain technology to secure the digital tokens, preventing forgery and double spending. While still relatively new, ICOs have become wildly popular. In 2017, ICOs generated more funding for startups than early and seed venture capital. Startups have earned hundreds of millions of dollars in a matter of hours through ICOs. The new fundraising mechanism has become so effective that Indiegogo is now getting involved in ICO creation.

b) Exchanging Tokens

After the ICO, most companies choose to list their newly created tokens on any number of cryptocurrency exchanges. This allows more people to buy and trade the token, creating a demand for the product you’re building.

If your ICO included a reserve of tokens set aside for development, listing your token on exchanges could make your token more valuable, increasing the value of your development fund.

3. Criticism of ICOs
ICOs have the potential to raise your company tens or hundreds of millions of dollars. They also include a community of enthusiastic token holders after your ICO who are excited for the growth of your company. However, the ICO is not without its drawbacks.

a) Technical Expertise

Executing an ICO requires significant technical expertise. Developers need to set up the blockchain for your new token. They’ll also have to program the rules for accepting Bitcoin or Ethereum, counting up the total funds received, and distributing the new token once the fundraising goal is met. Keeping all those funds secure and separate requires specific knowledge of creating an ICO. That knowledge is still fairly limited in the number of developers who can properly execute a safe ICO.

b) Perception of ICOs as Risky

ico scam
Another challenge is investors are contributing funds to a product that doesn’t actually exist yet. Until you build a platform where the token can be used, the token is virtually worthless. Venture capitalists are comfortable with the idea that an investment may go to zero, and they do extensive due diligence on the team, idea, and overall market as a result. However, ICO participants tend to feel less secure. Many do little due diligence before backing a project. As a result, there are lots of scams in the ICO space. On top of the scams, anecdotal evidence suggests that, in the majority of cases, companies aren’t actually building the products they promised after an ICO

If you’re looking for institutional legitimacy for your company, this can be a big drawback. There’s a perception problem for ICOs, since they’ve established a reputation of harboring a fair number of fraudulent tokens. Of course, good companies with great intentions can execute an ICO. Many have. However, most companies looking for legitimacy choose to stay away from ICOs for now

c) The ICO Bubble

ICOs generally are also facing an economic challenge. They’re currently in a bubble. It seems most ICOs, regardless of idea or team behind them, raise money and appreciate in value after the launch. While this may seem like great news for your startup, since it’s likely to get funded, the challenge comes from the volatility of a bubble driven market. The value of your token can fluctuate wildly, and it will often change for seemingly no reason. Bull runs and bear panics are common, and tokens can take wild swings in value over the course of just a few hours.

4. What About Regulation?
ICO regulation
If you’ve heard anything about ICOs before reading this article, chances are you’ve encountered the ICO regulation debate. With so many scam tokens and such a volatile market, it’s likely that securities regulators around the world will step in to crack down on ICOs. At draglet, we believe smart regulation could be a good thing for the ICO ecosystem. It would make the market less volatile. It would also decrease the number of scam ICOs and increase the legitimacy of ICOs as a fundraising mechanism.

The key distinction, according to US and EU regulators, is whether the token you sell is an asset that participants hope will go up in value. If so, then you’re selling a security, and you’re subject to all the laws and regulations that govern the stock markets. However, if you’re selling a utility token that customers can use to interact with your company, then your ICO is simply a crowd presale of those tokens.

In order for your ICO to be compliant, you’ll need a compelling use case for digital tokens within your company.

5. Getting Started with Your ICO
getting started with ICOs
Launching an ICO requires foresight. You’ll need to plan out your timeline and roadmap for your company. Then, you’ll need to clarify the details of your company and its products and services. These details will go into a white paper for the participants in your crowdsale to review. Generating buzz around your ICO also takes work. You’ll need to think about PR and advertising to get your name out there in the crowded ICO marketplace.

You’ll also need to engage a developer who has experience building ICOs. The best developers will have experience helping with the whole ICO process, including getting your new token listed on cryptocurrency exchanges. draglet has extensive experience setting up ICOs and managing the technical aspects of a crowdsale, if you need help with this.

ICOs have incredible potential for launching bold new ideas. Some projects have raised hundreds of millions of dollars in 2017, building a strong foundation for future growth. Along with the funding comes an active community of individual investors. They’ll share your product after launch and generate buzz around your company. Not every company needs an ICO. But for those companies where it makes sense, an ICO is one of the most effective ways to get funding for your new business or startup.

Thank you very much for sharing your experiences

What Kind of Impact Do Robots Make on Humans?
By Michael Brent; Updated January 09, 2018

Rapid advances in computer technology and robotics have resulted in the increasing use of robots in science, medicine and industry. The impact these robots have had on humanity have been both positive and negative. Given the rapid pace of technology, robots will likely have an even greater impact on humans in the future.

 - Robots
The term "robot" was first coined by Czech playwright Karel Capek in 1921, although the concept of a man-made automaton had been explored by writers and inventors much earlier than that. The practical use of robots in manufacturing has been ongoing since the latter part of the 20th century, with robots used on assembly lines, manufacturing products such as automobiles, food and drugs. Robots have also served scientific purposes, such as the robotic arm, used by Endeavor, a NASA space shuttle.

 - Manufacturing
The use of robots in manufacturing has both positive and negative effects. Robots can be used to perform dangerous tasks that would put a person at risk if he were to undertake them, which is clearly beneficial. On the other hand, robots are increasingly being used in place of human workers. Although this can yield higher profits for the manufacturer, the increased unemployment this creates is likely to have a negative effect on the economy as a whole.

 - Future
According to Marshall Brain, author of "Robot Nation" essays, the use of robots will increase substantially in the coming years. Robots, writes Brain, will be used to perform jobs currently being done by humans, such as airline pilots, baggage handlers and retail checkout clerks. As an example, he notes that Wal-Mart is developing an automated inventory system using robots to stock shelves in stores and warehouses, which are jobs currently performed by humans. Brain foresees a "robot nation" in which systems will no longer require any human supervision or intervention, with robots repairing and manufacturing other robots. Brain anticipates the impact on the U.S. economy could be devastating.

 - Science Fiction
A scenario in which robots create robots has long intrigued science fiction writers, in which high-tech robots are typically depicted as malevolent entities intent on destroying or enslaving humanity. This is the essential premise of both the "Matrix" and "Terminator" film series. However, science fiction portrayals of robots have also been benign, such as the robotic character of Data in the TV series "Star Trek: The Next Generation," and Steven Spielberg's film "AI: Artificial Intelligence." Other examples of robots in science fiction include the film "Blade Runner," Isaac Asimov's novel "I, Robot" and and Fritz Lang's 1927 film "Metropolis," which is the first time a robot was depicted in a movie.

Here is a list with the most trusted websites/services where you can purchase Bitcoin from:

Do not risk your money, be safe.

1. Local Bitcoins is the fastest and easiest way to buy and sell bitcoins.

Fast and Secure Payment methods: Cash or Wire Transfer.

LocalBitcoins.com (https://localbitcoins.com/) is an escrow service which also helps to match bitcoin buyers and sellers. The most common method of payment for purchase is cash deposit. However, users may advertise trades for whichever payment method they prefer.

Buying bitcoins via an in-person meeting, secured and facilitated by Local Bitcoins, is the fastest and most private ways to buy bitcoins in any country.

        - Local Bitcoins is one of the most private ways to purchase bitcoins
        - In some countries it is the only way to buy bitcoins
        - It allows you to buy bitcoins with many payment methods
Local Bitcoins is private and does not require I.D. verification or any personal information besides an email address to signup. While Local Bitcoins itself does not require personal details, some buyers or sellers may request identification before making a trade.

The speed at which your bitcoins are available will depend on payment method. Buys made with cash deposit generally deliver bitcoins within 1 hour. In-person cash trades are fast and easy to organize.

NOTE! Be sure to only trade with users who have a history of making trades. Local Bitcoins charges a flat 1% fee on all trades.

2. Buy Bitcoin with your Credit or Debit Card

Credit/debit cards are the most common way to pay online. So, it's really no surprise that many people want to buy bitcoins this way.

 - Why buy bitcoin with a credit/debit card?

     1. Credit cards are a payment method most people are familiar with; probably the easiest way to buy bitcoins online
     2. Delivery of bitcoins is instant once initial verification is complete
CoinBase.com (https://www.coinbase.com/join), available to users in over 30 countries as of 2017, is the world's largest Bitcoin broker. Customers can buy bitcoin with a connected bank account, SEPA transfer, Interac Online, and many more payment methods.

     + High liquidity and buying limits
     + Easy way for new users to buy bitcoin
     + Instant buy available with credit card as backup
Credit card is the most popular payment method on Coinbase. The fee is 3.75%.

Users must provide full identity verification and many personal details. You will be required to take a picture of your driver’s license or passport if you are purchasing with a credit card.

Coinbase offers very high limits. Limits depend on your account level, which is determined by how much information you have verified. Fully verified U.S. customers may buy up to $50,000 worth of bitcoin daily.

European customers may have a maximum of €30,000 euro in their account at any time.

If a credit or debit card is used, delivery of bitcoins is instant once ID verification as been completed.

3. Buy Bitcoin via Bank Transfer

Again, CoinBase.com (https://www.coinbase.com/join) is your best bet.

USA: U.S. customers will receive their bitcoins five business days from placing an order when using bank transfer. “Instant Buy” becomes possible if a credit card is added to the account as a backup payment method.

Instant buy will allow fully verified users to buy up to $1,000 worth of bitcoin per week. Level 2 users with instant buy are able to instantly buy up to $100 worth of bitcoin per week.

Canada: Canadian EFT purchases take four days to complete. Interac Online purchases are instant!

Europe: European users paying with SEPA transfer will receive bitcoin within 1-3 days.

*Actual deposit of currencies into your Coinbase account is free. Coinbase then charges a 1.49% fee per purchase.

4. Fastest way to buy bitcoin with a credit/debit card?

CoinMama.com (https://www.coinmama.com/) is a bitcoin broker based in Israel. They specialize in selling bitcoins for credit card to nearly anyone in the world. Coinmama accepts Visa and Mastercard credit and debit cards and cash. It also allows customers to buy with Western Union.

Among bitcoin brokers that accept credit cards, Coinmama supports the widest range of countries. It supports most countries worldwide besides obviously sanctioned countries.

Coinmama allows customers purchasing less than $150 worth of bitcoins to buy without uploading pictures of an ID. Any amount over $150 worth of bitcoins will require full identity verification.

Coinmama offers some of the highest buying limits among brokers that accept credit cards. It allows up to $5,000 worth of BTC to be purchased per day, and up to $20,000 worth per month.

Initial verification usually takes less than 10 minutes. After initial verification all purchases will have bitcoins delivered instantly.

Coinmama is one of the oldest Bitcoin brokers in business. It has been selling bitcoins via credit/debit cards for longer than any other company.

Coinmama charges high fees for purchasing with a credit/debit card. Its fees are about 6%. This is the the only downside but a good service always comes with a price.

5. Can I buy Bitcoin with PayPal?

It's a very bad idea, most likely you will get scammed if you do it. PayPal is highly reversible, no one in their right minds will accept PayPal for Bitcoin.

This is because you are eligible to dispute the transaction up to 180 days from the day you send that money. Six months. Imagine that. If they accept it it's only because they want to steal your PayPal balance.

Thank you very much for your useful information. I think it is very helpful for investors and traders of bitcoin

You also use bitcoin:
•   FIND A PLACE THAT ACCEPTS BITCOIN
As simple as this sounds, bitcoin is still not widely accepted by merchants, online or brick-and-mortar, in the world. You will have to seek out merchants who accept bitcoin and then hope they have what you’re looking for.

In addition to simply paying for a good or service, you could trying gambling or donating your bitcoin. Casinos have started permitting deposits using bitcoin, and the result has worked out relatively well so far, so this is expected to continue. Donations are possible for certain charities,

•  PAYING ONLINE
Merchants such as Microsoft, Overstock, Newegg, and Dell are probably the largest companies who work with bitcoin. The hope is Amazon will begin to accept it in the future, but for now this is a great start and opens up a lot of options for users looking to spend their bitcoin.

The biggest reason why these companies are willing to accept it is it is an appreciating good and there are lower fees than if a user buys something with a credit card. Credit card companies take a percentage cut which hurts the company in the long-run. In this sense, bitcoin is disrupting those companies as well.

In terms of large platforms, PayPal and Shopify both have an integrated bitcoin payment capability. This will have an even larger effect than the previously mentioned merchants accepting bitcoin because of the scalability of the use. It will allow a large percentage of merchants to accept the cryptocurrency with little to no work, and will therefore greatly increase the utility of bitcoin.


***Debit Cards and Prepaid Cards for Bitcoin
Here’s a quick list of debit cards you can use with cryptocurrency:

     - Shift Card (https://www.shiftpayments.com/card): This Visa card lets you connect to your Coinbase account to spend cryptocurrency online and offline.
      - CoinsBank (https://coinsbank.com/cards): This cryptocurrency exchange offers four different cards, each with different features and fees. The cards automatically convert Bitcoin into several different currencies, including US dollars and Great Britain pounds.
     - Xapo : This card connects your Xapo account to a card, which lets you pay in stores or online or get cash. It also comes with an app to help you keep track of your spending and current Bitcoin value.
     - Uquid (https://uquid.com/uquid-card): This card is for eligible users of a Uquid account. It works with GBP, EUR, and USD.
     - Cryptopay.me (https://cryptopay.me/bitcoin-debit-card): This is a prepaid card with low commission fees. It comes with both a plastic and a virtual version, so you can choose whichever works best for your current needs. Again, this card works with GBP, USD, and EUR.
     - Coinizy (https://www.coinizy.com/): This is a virtual Visa card you can use with PayPal or to pay directly online. You purchase the card, and then use Bitcoins to load it.
     - SpectroCoin (https://spectrocoin.com/en/bitcoin-debit-card.html): This prepaid card lets you cash in Bitcoins at any ATM worldwide. You can also use it like a debit card. Cards can be used in USD, EUR, or GBP.
     - Bitpay (https://bitpay.com/card/): This Visa-branded card lets you load your bitcoins from your virtual wallet. You can then withdraw cash or use the card at retailer stores.
     - Wirex (https://wirexapp.com/): This card has a robust online banking app specifically for bitcoin. It lets you store your bitcoin in a digital wallet and then use the card to spend it as dollars.
     - Bitstamp (https://www.bitstamp.net/article/bitstamp-new-usd-eur-gbp-denominated-debit-card/): This is another virtual wallet option that also offers a plastic prepaid debit card that you can fund with bitcoin.
     - TenX (http://www.tenx.tech/): This is another virtual wallet that allows you to spend Bitcoin in real life, as well.
     - SatoshiTango (https://www.satoshitango.com/): This car lets you buy bitcoins and then transfer then onto a debit card.

Hope that some information above will useful for you

People said Bitcoin is useless because they don't understand about it.
I will give you some Benefits of Bitcoin to see that bitcoin is not useless.
Bitcoin has numerous benefits and advantages over using localized currency; we will discuss some of the biggest advantages.

 - Irreversible Transactions
As existing merchants will be well aware, when accepting credit card payments, or even bank payments the sender has the ability to reverse or “chargeback” the payment.  There is nothing worse than sending products to a customer, only to receive a message that the payment has been reversed, you have been cheated and there is nothing you can do about it.

Bitcoin is the only payment method that is 100% irreversible and cannot be charged back.  For this reason you should be careful when sending Bitcoins; be sure that you are sending them to a trusted vendor.

 - No Paperwork
Anyone, from any country, of any age can accept Bitcoins within minutes.  There is no ID card, passport or proof of address that all conventional banks required to open an account.  All you need to do to start sending and receiving Bitcoins is to download a Bitcoin Wallet program and generate a Bitcoin Address.

You could have 1000s of different addresses if you wanted, there is no limit to the number of Bitcoin Addresses that you can have.

 - Appreciating Value
As you can see from the Bitcoin exchange value graph shown on our homepage, the value of Bitcoins were initially highly volatile during the first few years of it’s inception, however during the last 6 months the currency has stabilized and has been steadily increasing in value on a daily basis.

 - Quick and Cheap Transactions
When making a Bitcoin transfer the fees are extremely low compared to conventional methods of moving money.  A normal Bitcoin fee is 0.0005 BTC per transfer, whereas with a typically international wire transfer you could expect to pay 700THB-1300THB per transaction.  Accepting credit cards will generally cost 3-5% of the transfer amount, which again is much more expensive than a Bitcoin transaction.

International wire transfers can take from a few days to more than a week, whereas Bitcoin transactions are generally confirmed with an hour.

When choosing an ICO, first of all you should look at the product that stands behind an ICO. If there is no product yet, and the project is only on the “idea” stage - I wouldn’t recommend investing in it. Also, you should understand if crypto can actually bring some value or solve some real problems. For many companies there is no need to create own crypto at all. They just follow the hype and it’s very unlikely their ICO succeed.

You should definitely consider investing in Rentberry ICO (https://ico.rentberry.com/). Unlike many other ICOs on the market, Rentberry already has fully-developed and successful product. Rentberry ICO was listed in top 10 ICOs of 2018 (http://inc-asean.com/technology/top-10-initial-coin-offerings-icos-watch-heading-2018/?utm_source=inc&utm_medium=redir&utm_campaign=incredir).

Rentberry is a decentralized home rental platform. Sofar, the only platform on the market that allows creating custom offer and automates all rental tasks. It already has over 120K users and 224K properties.

By utilizing blockchain technology, Rentberry ensure seamless and transparent rental experience. Also, by applying crowdsource approach, Rentberry will help tenants to unfreeze millions of $ frozen in security deposits.

Many new investors don't understand that saving money and investing money are entirely different things. They have different purposes, and play different roles, in your financial strategy and your balance sheet. Making sure you are clear on this fundamental concept before you begin your journey to building wealth and finding financial independence is vital because it can save you from a lot of heartache and stress.

I've witnessed firsthand, and spoken with many individuals, who lost everything despite having wonderful portfolios because they didn't appreciate the role of cash in their portfolio. Cash deserves respect. The goal of cash is not always to generate a return for you.

Perhaps the best place to start would be to spell out the differences between saving and investing for you, defining both concepts.

 - WHAT’S THE DIFFERENCE BETWEEN SAVING AND INVESTING?
Saving - is putting money aside, bit by bit. You usually save up to pay for something specific, like a holiday, a deposit on a home, or to cover any emergencies that might crop up, like a broken boiler. Saving usually means putting your money into cash products, such as a savings account in a bank or building society.
Investing - is taking some of your money and trying to make it grow by buying things you think will increase in value. For example, you might invest in stocks, property, or shares in a fund.

 - HOW MUCH SHOULD I SAVE VERSUS HOW MUCH SHOULD I INVEST?
Saving money should almost always come before investing money. Think of it as the foundation upon which your financial house is built.


The reason is simple. Unless you inherit a large amount of wealth, it is your savings that will provide you with the capital to feed your investments. If times get tough and you require cash, you'll likely be selling out your investments at the worst possible time. That is not a recipe for getting rich.

There are two primary types of savings programs you should include in your life. They are:

As a general rule, your savings should be sufficient to cover all of your personal expenses, including your mortgage, loan payments, insurance costs, utility bills, food, and clothing expenses for at least six months. That way, if you lose your job, you’ll be able to have sufficient time to adjust your life without the extreme pressure that comes from living paycheck to paycheck.
Any specific purpose in your life that will require a large amount of cash in five years or less should be savings-driven, not investment-driven. The stock market in the short-run can be extremely volatile, losing more than 50 percent of its value in a single year. Purchasing a home is a great example as we discussed in Best Places To Invest Your Down Payment Money.
Only after that these things are in place, and you have health insurance, should you begin investing (this really is vital — for more information on the reasons, read Investing in Health Insurance – One of the First Lines of Defense for Your Portfolio. The only possible exception is putting money into a 401(k) plan at work if your company matches your contributions. That’s because not only will you get a substantial tax break for putting money into your retirement account, but the matching funds basically represent free cash that is being handed to you on a silver tray and there are material bankruptcy protections in place for assets held within such an account should you be wiped out entirely.)

 - MORE INFORMATION ABOUT SAVING MONEY
For more information about how you can begin saving money, read The Complete Beginner's Guide to Saving Money (https://www.thebalance.com/the-complete-beginner-s-guide-to-saving-money-358065). It is filled with articles, resources, essays, and lessons about how to save money, how to invest money, and how to get started on the road to wealth. It may seem daunting now, but every successful self-made person had to begin by earning money, spending less than they earned, taking those savings, and putting them to work in projects that threw off dividends, interest, and rents (https://www.thebalance.com/building-wealth-with-dividends-rents-357896). They are no better than you are. If you learn the same thing, and can act as rationally so as to manage your money with discipline, you can enjoy the rewards of success, just as they did. In the end, saving money comes down to simple math. It really is as fundamental as 2+2=4.

 - WHO SHOULD SAVE?

1. Setting up an emergency fund

Everybody should do their best to build up an emergency savings fund.

The general rule is to have three months’ worth of living expenses saved up in an instant access savings account. This should include rent, food, school fees and any other essential outgoings.

Your emergency fund means you have some financial security if something goes wrong.

2. Keep saving

Now that you’ve got an emergency fund, it’s a good idea to save up at least 10% of your earnings each month (or as much as you can afford).

Set yourself savings goals and put away enough to buy what you want. This could be a house deposit, a wedding, or a trip.

You could also start to think about investing your money.

 - WHEN SHOULDN’T YOU SAVE?
The only time you shouldn’t save, or invest is if there are more important things you need to do with your money.

For example, getting your debts under control.

 - ARE YOU READY TO INVEST?
Whether or not it makes sense for you depends on your goals – specifically if they are long, short, or medium term.

   + Short-term goals - are things you plan to do within the next five years.
Medium-term goals - are things you plan to do within the next 5-10 years.
Longer-term goals - are ones where you’re won’t need the money for ten years or more.
Short-term goals

For your short-term goals, the general rule is to save into cash deposits, like bank accounts.

The stock market might go up or down in the short-term and if you invest for less than five years you might make a loss.

   + Medium-term goals

For the medium-term, cash deposits might sometimes be the best answer, but it depends on how much risk you’re willing to take with your money to achieve a greater return on your investment.

For example, if you’re planning to buy a property in seven years and you know you’ll need all your savings as a deposit and don’t want to risk your money, it might be safer to put your money into a savings account.

However, bear in mind that your savings will still be at risk from inflation.

This is where the interest you earn on your savings fails to keep up with the rate of inflation so the buying power of your money is reduced.

On the other hand, if your needs are more flexible, you might consider investing your money if you’re prepared to take some risk with your original capital to try and achieve a greater return on your investment than would be possible by saving alone.

   + Longer-term goals:
For longer-term goals, you may want to consider investing because inflation can seriously affect the value of cash savings over the medium and long-term.

The stock market tends to do better than cash over the long-term providing an opportunity for greater returns on any money invested over time.
You can lower the level of risk you take when you invest by spreading your money across different types of investments. This is called diversification.

 - GETTING ADVICE

When investing it is a good idea to consider if you would benefit from professional advice from a regulated independent financial adviser.
 
- A LOOK AT SOME GOALS – SAVE OR INVEST?

Goal                                            Situation and timescale                                                                                                            Save or invest?
Buy a new car                            Your old car is ready to give up the ghost – you need a new one within a year.                                      Save

Put down a deposit on a house    You’d like to move in to your own home by the time you start a family – maybe in three years.              Save
Pay for your child’s wedding    Your child is still very young – probably at least 15 years away from getting married.                                Invest
                                                 Your child is older – a couple of years away from getting married.                                                              Save
Have a comfortable retirement     You’ve just turned 30, and you’d like to retire when you’re about 65 – 35 years in the future.              Invest

 - SET YOUR SAVINGS GOALS
As you can see from the table above, you probably have quite a few financial goals.

They’ll all have different timescales, which means you might want to do some saving and some investing. That’s why it’s important to make a plan.

Thank you very much for your useful information!!!
I will give some further information

 - Inflation occurs when the price of goods and services rise, while deflation occurs when those prices decrease. The balance between the two economic conditions, opposites of the same coin, is delicate, and an economy can quickly swing from one condition to the other.

 - Inflation is caused when goods and services are in high demand, creating a drop in availability. Supplies can decrease for many reasons: A natural disaster can wipe out a food crop; a housing boom can exhaust building supplies, etc. Whatever the reason, consumers are willing to pay more for the items they want, causing manufacturers and service providers to charge more.

 - Deflation occurs when too many goods are available or when there is not enough money circulating to purchase those goods. For instance, if a particular type of car becomes highly popular, other manufacturers start to make a similar vehicle to compete. Soon, car companies have more of that vehicle style than they can sell, so they must drop the price to sell the cars. Companies that find themselves stuck with too much inventory must cut costs, which often leads to layoffs. Unemployed individuals do not have enough money available to purchase items; to coax them into buying, prices get lowered, which continues the trend.

When credit providers detect a decrease in prices, they often reduce the amount of credit they offer. This creates a credit crunch where consumers cannot access loans to purchase big-ticket items, leaving companies with overstocked inventory and causing further deflation. Deflation can lead to an economic recession or depression, and the central banks usually work to stop deflation as soon as it starts.

Today NEO is breaking all it's previous records, since last 2 weeks it was moving between $95-$106 but today few hours back it crossed the $122 mark which means 20+% gain in this week. Neo is continuously showing its significant presence in crypto world with around 8 billion of market cap as per today's market volume.
A lot of crypto analyst thinks that NEO will hit $1000 mark in this year 2018 and become one of the Top 10 crypto currencies with respect to their Market cap. People showing great interest towards NEO and feeling safe to put investments in it. Will NEO has a enough tendency to gain that much and hit $1000 mark in 2018?

Thank you for your information, I think It's realy helful for investors and traders.
I have some further information about HYCON:

***What Is Hycon HYC?
Hycon is a new type of platform that is working to create a faster and more scalable blockchain. This platform will be able to reduce the issues that are associated with the traditional blockchain, which is slowness, problems with conflicting transactions, and double-spends. With this system, those who use Hycon can feel more confident and secure in their transactions and the effectiveness of blockchain as Hycon has improved it.

***The Benefits Of Hycon HYC
There are many benefits to be had when one implements Hycon into their system. Here are the main advantages of this hyperconnected coin so that individuals know what to expect if they choose to use it:

   - Faster Transaction
According to the platform, the first advantage of this coin is that it promotes quicker transactions. The time for confirmation is almost instant and if the transaction is completely honest, it will go through very quickly. The platform’s ability to rapidly confirm or reject transactions arises from the high volume of blocks that are published within the time interval.

   - On-Chain Scalability
Second, this platform features on-chain scalability, making it a scalable program. As the platform mentions, the transactions go through in up to 3000Tps on a 2MB/s connector. This can be achieved as a starting point of the project. Even the traditional blockchain isn’t as scalable as this.

   - Latency Tolerance
Third, the platform has a latency tolerance as well due to the DAG structure that is combined with SPECTRE protocol. This network latency is essentially removed and without the limiting factor, block are received out of order, yet can still be managed well too.

   - Accountable, Secure, and Transparent
Finally, this platform is designed to enhance accountability, it is mean to be more secure, and it can improve data security as well by bringing value to companies and users as well.

Clearly, there are many advantages to be had when uses Hycon. This platform is an ideal solution for those who are interested in conducting faster, more scalable, and tolerant transactions and who want to bypass the traditional issues associated with regular blockchain technology. In using this platform, individuals will have an easier time managing transactions.

***Hycon HYC ICO Conclusion
Overall, Hycon is a promising solution that may be able to overcome the main issues that many face with the regular blockchain. To receive updates concerning this platform, just register with an email address on the brand’s website.

Best Cryptocurrency to Invest 2018:

* Bitcoin (BTC)
If somehow, you’ve only heard of one cryptocurrency, it’s probably Bitcoin. It is the biggest cryptocurrency — it currently has a 40%i share in the total cryptocurrency market cap! It is the oldest cryptocurrency and it still dominates in the market. So, if Bitcoin continues to increase like it did in 2017, then investing in Bitcoin might be a good idea for 2018.

The price of Bitcoin changes a lot every day and has seen many highs and lows over the last few years. Take a look at the following chart and you will see just how much the price changes.

The price of 1 Bitcoin has gone from around $76 (07.09.13) to as high as $20,000 in December 2017. But then after Bitcoin reached its highest point in December, the price of Bitcoin dropped to around $6000 in February 2018. It’s crazy!

With the price changing so much in such a short space of time, how do you decide what the best time is for investing in Bitcoin?

Well, we can try to find the answers by looking at some important past events — when the price went up or down by a large amount.

One major event was when Bitcoin split into two cryptocurrencies — Bitcoin and Bitcoin Cash. This happened August 1st Investors who knew about this invested their money before the split and made huge profits, almost doubling their investment!
The price of Bitcoin dropped to around $10,000 in January 2018, almost half of the $20,000 it was worth in December 2017. Many investors became worried at this point and started selling their Bitcoin. This caused the price to fall to around $6,000 in February 2018.
If you made an investment in Bitcoin when the prices fell in February 2018, you would have already made about 100% profit on your investment.

*Best Cryptocurrency to Invest 2018: Ethereum (ETH)

Towards the end of last year, the price of Ethereum was slightly higher than $720, with a total market cap of around $70 billion. At the beginning of 2018, Ethereum climbed and reached its highest price of $1423 on January 4. At this time, the total market cap for Ethereum was at $138 billion!

Ethereum grew by about 3000% in the year 2017 and became the second largest cryptocurrency, placing second behind Bitcoin.

Are you asking yourself, “Should I invest in Ethereum?” or “Is the price of Ethereum already at its peak?”. Well, the truth is, nobody knows! However, the following information should help you decide whether investing in Ethereum is a good option for you.

The chart below shows how Ethereum has grown over the last few years.

Below are the key events that have most affected the price of Ethereum in the past:

Ethereum received an investment of around $150 million in May 2016. As a result, its price went up from $1 in January 2016 to around $14.80 in May 2016.
However, On June 18th, 2016, members of the Ethereum community found out that Ethereum had been hacked. Around $60 million worth of Ether (Ethereum’s currency) was stolen due to a flaw in a wallet. This caused the Ethereum price to drop from the high of $21.52 on 17th June 2016, to $9.96on the 18th June 2016.
Unlike Bitcoin, Ethereum is not just a digital currency. It is a more advanced blockchain project. This is because Ethereum offers something special — by using Ethereum’s platform, developers can build their own cryptocurrencies.

Imagine that you would like to build a blockchain-based solution for managing the supply chain of your business. Well, thanks to Ethereum, you don’t need start from the beginning. Instead, you can just build an application on Ethereum’s blockchain. Ethereum makes it much easier for new blockchain projects to launch.

So, is Ethereum your next cryptocurrency to invest in 2018?

I recommend that you think about adding Ethereum to your list, as I think it could be one of the best cryptocurrency to invest 2018.

Julian Hosp, a blockchain expert, said that the market cap of Ethereum could rise to $200 billion by the end of 2018. If Hosp’s prediction is correct, the price of Ethereum will nearly double to $2000. Hosp’s reason behind the prediction is based mostly on the ICOs (Initial Coin Offerings) that decide to use the Ethereum blockchain in 2018.

Ethereum also plans to improve their technology a lot this year, with new protocols almost ready to go. So, watch out for Ethereum!

*Best Cryptocurrency to Invest 2018: Ripple (XRP)

Ripple, also known as XRP, was one of the best performing cryptocurrencies in 2017 with growth of around 36,000%! Yes, you read that right. It grew from almost $0 at the beginning of 2017 and reached $2.4 in December 2017 .

Like all other cryptocurrencies, the price of Ripple has also decreased in 2018 — it is currently set at $0.908.

I know what you’re thinking — you missed a great opportunity by not investing Ripple in early 2017. While that’s true, Ripple could still be a good option to consider as your next cryptocurrency to invest in 2018.

Even though the price of one XRP is a lot lower than the price of one Bitcoin, XRP is still the third largest cryptocurrency by market cap. Right now (03.05.18), it has a total market cap of around $35 billion.

So, what is it about Ripple that has made it so popular for investors?

The main reason for Ripple’s popularity is that it is not just a digital currency, but also a payment system. Ripple uses blockchain technology to make international payments securer and faster.

If you tried to make an international bank payment today, it would take around 2-10 days for the transaction to process. The same payment, when done using Ripple, takes a few seconds. How awesome is that!

But there’s more good news – many large financial institutions like American Express, JP Morgan and Santander are already using Ripple’s technology. Also, Ripple has been working with the Saudi Arabia Central Bank, China’s LianLian International and other banks from around the world.

So, if you’re wondering how to invest in blockchain, then Ripple might be the best answer.

Based on what I just explained, Ripple’s future in financial industry could be a good one. You should watch out for Ripple and learn more about their partnerships. Look out for new partnerships too — if Ripple signs a contract with another large bank, then it could increase the price of XRP.

The investors, who understood the services that are offered by Ripple, have made a lot of money. After a fantastic 2017, Ripple could just be the best cryptocurrency to invest 2018.

Note: Now might be a good time to invest in Ripple, as its price has dropped 70% lower than it’s all-time high of $3.4 in January 2017.

*Best Cryptocurrency to Invest 2018: Litecoin (LTC)

Our list of what is the best cryptocurrency to invest 2018 cannot be complete without Litecoin. Just like Ripple, Litecoin showed great performance in 2017 with a growth of almost 8000%.

The price of Litecoin grew from around $4 at the beginning of 2017 to a high of $358 in December 2017. However, just like most cryptocurrencies, Litecoin also followed the price trend and dropped to $110 on February 2018.

Litecoin is the 5th largest cryptocurrency with a market cap of around $11 billion. Litecoin continues to interest investors because of its close connection to Bitcoin. Providing a good reason for Litecoin to be on our list for the next cryptocurrency to invest in 2018.

Litecoin was created in 2011 to improve upon Bitcoin’s technology. Litecoin completes a transaction 4 times faster than Bitcoin. However, unlike Bitcoin, the maximum number of Litecoin is capped at 84 million — 4 times more than the coin supply of Bitcoin (21 million).

Litecoin was the first cryptocurrency to perform a Lightning Networktransaction in May 2017. Using the Lightning Network, 0.00000001 Litecoin was transferred from Zurich to San Francisco in under one second! Once Litecoin starts using the Lightning Network, it could increase the price of the Litecoin!

Investment Strategies: Let’s Make Something Clear

How do investors make decisions they want to invest in real estate or stocks? Do they start making investments the moment they think about it? My guess is that the answer to that question is – no!

Before you invest in anything, you need a clear understanding of what your investment goals are and how you will achieve them. You want a good idea of how long you are prepared to keep your investment open, and what amount of profit you are happy to take.

You should have the same mindset with cryptocurrency investments. Before you decide what the next cryptocurrency to invest in 2018 is for you, let’s discuss the two main types of investment strategies for cryptocurrencies.

- Long-term Cryptocurrency Investment

A long-term investment is one where you expect a cryptocurrency to perform better over a longer period of time. Simple! Normally, the minimum time for long-term investment is 6 months to 1 year. Although, some people plan to hold onto their investments for 5-10+ years. It’s up to you how you choose to invest; you can either make your full investment in one go, or you can invest at different times.

- Long-term Investment Strategy

Once again, before investing any amount, you must have a clear idea of what your investment goals are:

Will you sell the cryptocurrency after a certain amount of time or will you sell it when it reaches a certain price?
Will you sell off your investment at once or will you sell parts of it at different times?
On what occasion would you sell the long-term investment in the short term? For example, if new laws come into place that could affect the long-term price of your investment, you might consider selling it sooner.
Next, you should do some research to decide which cryptocurrencies are best as long-term investments. I recommend that you check for the following:

Is their technology better than their competitors?
Do they have a strong team of founders and developers?
How good is their roadmap/plan?
Are they solving any real-world problems?
If you really believe in the cryptocurrency you invest in, you should learn to hold on to your investment even when the prices drop. If you ‘panic sell’, then you could lose money and regret selling.

- Reasons For Making Long-Term Investments

Long-term investing makes your life easier as you don’t need to watch the market all the time
You believe that some cryptocurrencies will give a better return in the long-term
You truly believe in the future of the cryptocurrency

- Short-Term Cryptocurrency Investment

Short-term investments are made over shorter time periods in the hope of making quick profits. So, just how short is a short-term investment?

Short-term investments can take seconds, minutes, days or even a few months.

- How Do Short-Term Investments Work?

Just like long-term investing, you need to have clear goals for your investment. You need to be asking yourself:

What profit are you expecting to make from this investment? This will give you an idea of the price at which you should buy/sell the cryptocurrency.
How much of a loss will you accept? This will help you control your losses if the price of cryptocurrency suddenly drops.
Do you have time to study and follow the crypto market and the news?
Can you make technical analyses of the crypto market? If not, then you should learn before investing.
Will your short-term strategy give you higher returns than a long-term strategy?
You need to find out which is the best cryptocurrency to invest 2018 for short-term. Cryptocurrencies that have the following are good options for short-term investments:

- Low market cap
High trading volume — lots of people are buying and selling it every minute
Are currently trending on the news and on social media
Have an ICO or have just finished their ICO — try to get them at a low price
While cryptocurrencies like Bitcoin and Ethereum can also be traded in the short-term, you should think about investing in the newer cryptocurrencies. Investors have made huge profits in past with short-term investments – including some of the major, but newest cryptocurrency investments like NEO, Stellar, IOTA and NEM.

The main advantage to short-term investments is that you can make a lot of money in a short amount of time — they have made a lot of people rich quickly. However, they still have their disadvantages.

- So, what are they?

They take up a lot of time and effort as you need to watch the market prices constantly
It is a riskier investment and can result in greater losses because of how much the price changes in a short time
It can be very stressful and emotional
It’s difficult to say which is the better option of the two investment strategies. It all depends on your goals and experience in the cryptocurrency market.

If you really believe in a project, then I recommend that you invest for the long term. However, if a project is new and is generating a lot of attention, then short-term trading could be the better option.

I do not participate in airdrop and bounty but my teammates do. For mining, 1 admin of our own group owns more than 1,000 excavators.
In addition, trading, staking (POS, DPOS and Masternode) is the way we make money from crypto. You can run masternode from DASH, PIVX, Smartcash and Bitcoing. Follow this link: https://discord.gg/83UGhhh

Thanks!!!