Fuck Paypal.
As a little guy just using eBay for purchases and selling random items, apart from the extortionate fees involved, Paypal are a joke.
A week or two ago I bid on a second hand smartphone. Within the hour of sending payment via Paypal the seller messaged me, apologised that the phone had a fault he'd recently found, and he refunded me instantly.
Checked Paypal, refund received but on 'hold'. It took 10 days to be released. Apparently it's standard procedure for refunds. How can they operate like this and still be allowed?