hello,
any chance of supporting quark coin? It will bring at least one new user, seems quite popular in Spain. I am about to make a big deal involving quark coin, but I cannot use my favourite exchange

I just checked, and this check box only appears for GBP. So perhaps some British-only regulation?

There were complaints about Hungarian CIB, but Slovak VUB bank, which belongs to same Intesa Sanpaolo group, sends money to Bitstamp without any problems. So this is only problem of Hungarian branch, not of the whole group.
Also, Slovak mBank and ZUNO (owned by Reiffeisen) and Spanish Deutsche Bank work.

Well, I see negligible risk in buying BTC on localbitcoins - as opposed to selling. (When you sell for reversible payment like SEPA, then the buyer can revert it under some circumstances, and he gets both euros and BTC.) This on the other hand means that sellers are cautious and may require ID card or waiting few days after receiving payment.

I trade here pretty often, and last time I met a scammer was in August 2013. True, I am selective about buyers, but overall I'd say it is not that scary there.

latest loan NOT paid off:
https://btcjam.com/listings/6487

it seems that btcjam primarily forbids direct confrontation with borrowers, knocking on their doors and shouting "pay or else ...", and the like:

So the focus seems to be on extra-legal methods, it would be strange to ban legal methods.

Another point is, that you have already won the arbitration, which I guess supersedes the rules for lenders. In other words, I would argue that arbitrator has (or should have) taken rules for lenders into account.

Yet another point could be lack of cooperation and explanation from btcjam.com.

For enforcement, see http://net-arb.com/FAQ.php#Enforcement .

would it be possible to publish some transparency report? (And would you - customers - be interested?) Motivation is, that we all hate fractional reserve banking, so I'd like to see proof that inputs.io does nothing like it. Basically you'd have to publish all assets and liabilities of inputs.io. Ownership of assets (BTC) is easy to prove, just sign a message. For liabilities, completeness should be checked, so every depositor would check his deposit is listed.

Of course, there is problem that such report threatens anonymity. I hope this can be solved, by clever use of splitting accounts into subaccounts, just for the purposes of this transparency report. So if I have 6 BTC in inputs.io, I would be given 2 random numbers id1 and id2 after my login, and the report would contain, say
id1 - 2.3 BTC
...
id2 - 3.7 BTC
...
Still not sure how to do it well and simply, I guess it is good to have many equal subaccount balances, and many "random" balances (not correlated to transaction volumes).
Needless to say, this should be checkable automatically.

I have to admit my interest is more theoretical than practical, I only use inputs.io for accessing coinlenders. Perhaps this report would have some marketing value - "we are not bank, we are better", "don't trust us, check yourself".

hm, are you sure? Ever heard of Kim Dotcom? And there are few other cases where US asked for extradition of persons who have never been to US.

And coinlenders uses an american hosting:

I guess the best defence for TradeFortress is anonymity, it would be best if he paid hosting and domain name by BTC. (I am not sure whether this is possible and feasible.)

Could you add feature for automatically sending BTC from inputs.io? I mean, when I want to deposit to coinlenders from outside, I have to transfer to inputs.io, wait for at least 1 confirmation, and transfer again (inputs.io -> coinlenders). I propose that you could create a planned (future) payment, allowing me to efectivelly tell inputs.io "transfer x BTC from inputs.io as soon as it is confirmed".

Maybe this should be limited to only unconfirmed balance - you have x BTC unconfirmed, you can "send" those x BTC, but they are sent only when confirmed, otherwise cancel the transfer.

One alternative is no limit, allowing to schedule sending coins that aren't even unconfirmed. But this may be confusing.

Another alternative would appease all those who hate inputs.io: just a checkbox "send all received coins to coinlenders automatically". The most simple, and solves at least 90% of cases I guess.

'I want to link my Bitcointalk name with BTCJam's. Verification code: ace642f8-6005-450d-950e-0b7b51edc6fa'

thanks for reply.
But do you have some alternative for SEPA? Paypal? OKPay?

BTW, one scammer is really funny. I asked him for his name and account number, and he gave me my name and his account number. + Postbank + uses Tor - seems legit

So, I met another 2 scammers on localbitcoins.com (total is 3, and 1 candidate). The scammer starts Tor client, buys bitcoins on localbitcoins.com, pays by SEPA from Deutche Postbank (yes, all 3, albeit different names, cities, IBAN; unfortunately I cannot verify the fourth), receives BTC and then tries SEPA chargeback. This happened for all my 3 bank accounts. I even waited 1 day, releasing BTC 1 day after receiving euros, and still this happened. Another interesting thing is that all those 3 scam payments took unusually long - 4 or 5 business days. The payments probably seemed suspicious for banks also.

Any idea what is going on? Some security problem at Deutche Postbank, and scammers got unauthorized access to random bank accounts? Or is Postbank attacking localbitcoins this way? But they wouldn't need Tor I guess.

Anyway, thank you, kangasbros, for this feauture that warns when other user is using Tor. Now I only have to start using this information.

so, to be fair to ZUNO, they quickly unlocked my account after my complaint, claiming that the reasons for locking the account have disappeared. Now they just hold the disputed amount in reserve.

I was thinking about some protection against such scams. What about creating a list of suspicious bank accounts, which tried to chargeback (or possibly some other undesirable behaviour)? To maintain some privacy, items in list would be hashed by SHA-512. Not a panacea, but it is at least a bit harder and more time-consuming to create bank account than to create new user at, say, localbitcoins.com.

So this would be the first entry in such list (IBAN hash, result of `echo -n $IBAN | sha512sum`)
4284200a3da13661c3514f45a1f8b1d83f66c871c6d3ae289e8ae2eb768f8ab45cf2079b1e10105 4b86c6263f682b51c8a5b928f3eacdedd880f485ecf3eb3ba

Jakewell scammed me for 5 BTC, here is the screenshot, I sent BTC to his address in footer. He told me he has Slovak bank account, what would mean 1 day for bank transaction; today 4 business days have elapsed. Also, he didn't respond me, even though he was online.

http://3.imgland.net/08Gyjd.png

He mentioned those as his reputation, maybe worth checking whether they are not also his accounts:

I had very quick look, I think it would be good to do quick comparison to existing systems (bitcoin.de, localbitcoins.com, open transactions?). What it brings, why it is better, etc. Can I imagine it as many small cooperating (but independent) MtGoxes?

But even now, bitcoin.de's style is totally decentralized from banks' point of view; they only store BTC, users directly send euros between each other. Such style is not easily attackable - perhaps an evil bank could buy BTC on bitcoin.de (possibly not directly, but using some person as proxy/puppet) and then claim the money back?

And this is mismatch of interests a bit, I am primarily interested in short term, you speak of long term.

So my paranoia was entirely appropriate: I was trading on localbitcoins.com, the payer sent me around 100 eur, got his bitcoins on 13th June, and then 16th (on Sunday ) I got phone call from bank, they asked me whether I agree to return the money. I refused, but my bank blocked my account without any explanation, I only found out when I wanted to transfer some money. So for 100 euros they are blocking few 1000s euros. When I asked, they wrote me that  "according to currect internal conditions of the bank, it is not possible to release money in your account", which seems pretty meaningless to me.

I filed a complaint today.

My bank is ZUNO (Raiffeisen), the scammer's (or his victim's) bank is Deutche Postbank.

Hello,

I want to sell 10 BTC, accepting SEPA payment (or Slovak bank payment if I am so lucky), maybe paypal if you are trusted; 81 EUR/BTC, min 1 BTC per trade.

I'd prefer you to send first, I'd say I have good enough rating on localbitcoins.com.

price from 22:45 UTC = max(81, mtgoxusd_avg)
price from 00:45 UTC = max(80, mtgoxusd_avg)

OK, makes sense not to announce too many small improvements one by one.
I was a bit provocative, but my intention was to support you. Keep up your good work.

So you added OKPay deposit and withdrawal option, and you don't write it here? Ah, where is your marketing?

plus 3 trades on bitcoin-otc plus 47 trades on localbitcoin.com

yes