Lets imagine one chooses to go to army.
He/she serves and gets paid well.
When/if there is war, one goes to fight, thats ones function due to the choice.
Then if one gets wounded/killed, what complaints can take place?
What is my point?
There are theories about how to deal with stock market.
But if broker jumps off the roof after he lost all his money, nobody must be accused.
Dont get me wrong, I'm not pleading ponzis or anything.
Just my thoughts.