The OP seems to think that acting as a store of value is not part of money and that the use that were giving to it is mistaken, but that is not true, one of the characteristics of money is to be a store value, what happens is that people have forgotten about this aspe ct because for all their lives they have used fiat, which is not a store value and will never be, what you are seeing is money being used as intended, right now there is no point in spending are bitcoin when we can obtain great profits thanks to the fiat system once that's over you will see bitcoin being used to buy stuff.

Investors continue to invest in crypto-currency start-ups, participating in the primary placement of tokens (ICO), despite the growing regulatory pressure.
Over the period from January to May 2018, ICO raised a total of $ 11.8 billion, which is twice as high as the same period a year earlier ($ 5.5 billion), according to the Wall Street Journal, based on the data from the ICOBench.com platform about 900 transactions.
The ICO market continues to grow, despite tightening regulation, including from the SEC, as well as regular reports of fraudulent transactions and a general fall in the prices of crypto-currencies.
These problems discourage some retail investors, but large investors focused on the technology sector continue to pour money into the ICO in the hope that this market will eventually go uphill.
Among the largest ICO this year is the placement of the Telegram Group tokens, the developer of the messenger of the same name, with a volume of $ 1.7 billion, as well as the startup block.one, a platform for implementing block-based business solutions, with a volume of $ 4 billion.
However, even without these two ICOs, the total volume of token placement in the first half of 2018 is higher than for the entire 2017 year. According to the WSJ, 490 startups successfully conducted ICO in January-May 2017, the average amount of funds raised was $ 24 million.
According to a study by the international consulting and auditing company PwC and the Crypto Valley association, 537 ICO projects were held from January to June 2018, totaling $ 13.7 billion. During this period, Telegram ($ 1.7 billion) and EOS ( $ 4.1 billion).
Last year, 552 teams came on the ICO, which received $ 7 billion. If you subtract the two highest-grossing projects from the first five months of 2018, the amount of funds raised during this period will be $ 8 billion.
Researchers noted that the primary location of the tokens is again rapidly gaining momentum with the help of hybrid campaigns that allow publicly to raise funds after the received financing. First they collect from $ 100 thousand to $ 1 million from venture investors, then open to the general public.
"After the excitement of 2017, the ICO sector has become more established and definite. Now more attention is paid to improving business and legal practices, investor relations and attracting financing, "said Daniel Dimers, head of PwC Strategy.
Since the beginning of the year, there have been more projects in the UK for the primary placement of tokens than in the United States. Approximately the same number of Swiss crypto-enthusiasts. A rating of ten countries is closed by Israel and Hong Kong.

bank could live from monthly fee their customer.without this fee they have no big income source.usually bank performance valued by this and loans.two of them main income for bank.

I think now is a very good time for investing in the ethereum. I think he is now at the bottom, or close to him. Soon the growth of crypto market will begin and the ether will show a good profit. While the bear market is a good thing is to buy coins. ethereum is a coin that is of high quality and has a high value in the future.

I agree with you that's why I have decided to trade btc, it is easy and everyone can do it not having the higher education and diploma. However, it is not very reliable income and you need to take this into account

But we got to admin, more and more people are not very trusting to their government and banking system these days due to what had happen in the past like in Greece or worse was what had happened in Zimbabwe. Venezuela and some developing countries where there political meltdown is about to spread, the citizens in these countries are likely to be interested in BTC to store their wealth which is why they foresee bitcoin as the future. Fiat isn't going away though.

I have heard that Bitcoin is already 6th place in the world in terms of market capitalisation, after Dollar, Euro and etc. this for me is a sign, that Bitcoin is worth something.

If the exchange rate is very volatile, there are many transactions in real society that are difficult to accomplish. I believe that with the development of the community, bitcoin fluctuations will become smaller and smaller.

If there is money to invest, mining will be an option not bad. My country lives relatively cheap electricity prices, benefits are not lower than trading.

well to me i would value those to increase there bitcoin volume because bitcoin is not fixed the prices can increase anytime any day but dollar it's price doesn't change in time and there will be no benefits in trading with dollar as the case may be.

I think those ones that invested in crypto after March, will get their profits. Investing in Ethereum is the right decision as it is the best altcoin with the huge potential.

My main goal in trading is to earn money, because whatever we do in this world, the ultimate goal is to get money.
besides, I also like something new, for me to trade in crypto is a new thing I have never done, so I try to become a trader.

Never allocate more personal capital to this sector than you can afford to lose. This is as speculative and risky as it gets.

Personally, I do not think the market has recovered as we can still see the fluctuation in price of some coin while some do not show any sign of growth especially altcoins but I am sure the market will recover soon and the bull run will start.

Everything is possible because its capitalization has reached a very high level. And at the end of 2018, it is possible that it can reach 40 000$.

the price of bitcoin is quite stable right now. but we can actually still profit from a short-term trading with little increase in target profit. I am playing around 2.8% - 3% target profit right now and is doing good.

Is this a good time for Facebook to try new kinds of stuff. Facebook owner Mark Zuckerberg has become the world's third richest man in the world and he has achieved all that just because of technology and a right idea, So do you guys think he will now at least think about experimenting to take bitcoin as a payment method in facebook. I think that will surely change a lot of people's mind around the world and they can freely put some money on facebook business.

every investment has a risk, so does investment in cryptocurrency. the difference is only the percentage of risk, if the results obtained are more and more then the risk received is also greater.

Everything about cryptocurrency has been from the onset considered to be a fad, the expert argue it will fade a way. Now look at where cryptocurrency are right now with billions in capitalization. Bitcoin prediction is as real as it get!

I spend time in Bitcoin because i get paid doing it. Its my job and its my assets now. So i enjoy doing it, how can you not spend time with what gives you earnings.