Quote from: miztaziggy on February 02, 2015, 02:55:44 PM

Quote from: Rimmer on February 02, 2015, 02:36:07 PM

Quote from: miztaziggy on February 02, 2015, 02:31:32 PM

My questions now are:
- Will I ever be able to get a mortgage or bank account now with HSBC (or Halifax)?
- Am I black listed somewhere, if so, where?
- Who is there I can complain to?
- What if Santander do the same, and I can't get a bank account, how do I pay my mortgage, get paid my salary etc?

Scary stuff how the banks are so in control of our lives and can cut us off from civilisation by closing our bank accounts.

You should probably ask your bank or get some proper advice from someone. As a first step I'd make an appointment to see the managers of your bank and ask them what the hell is going on. I think it's bullshit they can just close your account like this but I guess it's probably in the small print somewhere that they can do this at any time so you might be screwed. Best bet is to contact your bank and try calmly get some answers from the manager.

Already tried all this with Halifax a year ago.

It's like hitting your head on a brick wall. They WILL NOT tell you why it's closed. They just refer you to their T&Cs and say they're within their rights.

Are they locking your fund with them or just closing the account after giving all your dues ?