Quote from: Glandoux on February 15, 2015, 05:40:13 AM

Well considering that you're taking close to 100% collateral, as close as you get to risk free loaning in this world. 12.68% yearly is pretty good.

It would actually be more then 100% collateral but someone could get between 0.363 and 0.693% interest per month via swaps on bitfinex right now and that would probably be less risky then lending to you.

In the lending section interest rates were between 5 and 15% per month as of ~13 months ago, however I would say rates have generally gone up on a monthly basis, as from what I have seen people have offered similar rates but for shorter terms.

Quote from: Kluge on January 07, 2014, 10:37:14 PM

General good practices:

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Almost all loans issued in this subforum would be at rates considered to be exploitative in most countries. We're talking about something like 5-15% monthly (there are some more favorable alternatives, such as seeking out the Islamic Bank of Bitcoin). Use short-term loans responsibly, do not use loans for naked market positions or otherwise attempt to arb, and you should only use short-term lending from strangers as an absolute last resort.

-snip-

I would be willing to lend you 9 BTC for a month for 15% interest using 12 BTC worth of NXT as collateral. I am willing to negotiate somewhat on the interest rate however I will not accept 1%