Not saying I don't understand your point, but the fee isn't as outrageous as it might seem.
Fair explanation and point of view. I still think .5% is too high but I agree that it is not as outrageous as it first seemed to me.
Keep in mind as always, that we pay attention to everything you guys say and we are already discussing it internally due to the comments here. That doesn't mean it will change, but we have re-opened the dialogue.