There will always be banks. Most people need a credit to buy their home.
So the people that have no bank accounts have no house. I like that logic.
It's obvious that banks can't be removed, at least not easily or quickly.
I'm not ironic. You can own a house without having a bank account, many people do, actually. The issue I'm raising, is to how to get credit. Credit isn't needed in your daily life, but most young families would not be able to buy a house without a credit. Now, how to get credit without a bank?