Quote from: Orhan1337 on May 28, 2015, 08:56:59 AM

The service was good until I got charged 56% for my potential loans. 56% for a weeks worth of loans is absurd. I stopped working with BTCJAM because of such a large jump from 1.35% to 56%. It was good while it lasted.

Btcjam dont charge 56% they charge 4% on loans under 5 btc and 1% on loans from 5btc and upwards.
1% on the equivalent amount of a 1125$ loan is not unresonable at all, 11$ is most likely way less than any normal bank in most countrys or internet fiat lending sites would have as minimum charges.

The now automatically set interests they started with more recently depends on defaultrates in different borrower categories, dont blame btcjam for that as its the borrower that hasent repayed there loans that has caused the situation so btcjam have to set high interestrates on some credit ratings and terms until the repayment rates gets better in them.
So if you for example are verifying more information you will get a better grade and as the defaultrate will be lower on higher grades you will get lower interestrates. You could also make the situation better if you knew any borrower that has defaulted and you can convince them to repay there loans.

The previous problems with some pages that dident load has also been corrected maby a week ago.