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Quote from: operrajunk74 on May 31, 2015, 06:54:15 PM

Saving money is an art and requires a great level of discipline. Prepare an budget and action plan and follow this plan with a great level of discipline presently the youth believes in spending rather than saving money so reduce unwanted expenses and try to save each penny in the best possible way.

And also they need a goals so that they have an inspiration to save, and thats right having a discipline with their selves.

I guess you dont need to set your goals to inspire you to save money. With the good dicipline on saving you can earn a lot and with that amount of

money you can do many things. By setting your higher goal that will make you like dreaming a lot so its like hoping to get miracle to get it without doing

things so that is not a great idea. May be you can set your plan first how to save and how much are you going to save each week or month may be

Yeah its belong planning every month how much will you save but. If you only save and save and you don't have a goal? How you spend it? And what is the reason why you save? having a goals or dreams make you a better saver and it make you happy.

Sure, but there's again another side of this. In my opinion, working hard and a lot to get as much money as possible (to probably save as much money as possible to fulfill a dream) is also a no-go.

I really like to find a good combination of spare time and time I need to work; I don't want to work 60 hours a week just to earn a lot of money. Working 30 hours per week (for example) might make me even more happy. I think you should work just enough to pay your monthly costs (- don't live too wealthy) and then a bit more to save some money (for unexpected expenses etc).

Yeah its up to you how much you can earn, how industrious you are and also don't make you stress in you work, enjoy your salary and you can went to mall or landmark to lose your stress.

How can you save your money if you spend it when you are stress or bored , its probably spend it on your needs but sometimes you can spend on it but not too much because it is not saving money anymore

If you read the thread and the comments , you will notice that i already said that. I meant that you can spend your salary if you already done what you should pay.

And then ? why you save money if you want yo spend it when you are done paying your debt or something expensive , you spend your money in a worthless thing

Read the post and reply so that you would know what is saving for, and i already explained that you can't do save and save and not spending it, because if you do that the value of that money will become low. Worthless? are you sure? Spend it in your college and pay for your tuition fee then if theres a left buy your wants or needs. Thats what you called worthless?

Paying for school tuition is not worthless i mean some things that you only want not your truly needs Spending money of your wants is not bad but spending it too much was the worst thing that you do in your life like spending it to a non sense thing when you are done paying all your needs