Quote from: SebastianJu on June 21, 2015, 12:56:15 PM

Quote from: RealBitcoin on June 21, 2015, 12:49:58 PM

Quote from: pooya87 on June 21, 2015, 12:16:06 PM

Quote from: RealBitcoin on June 21, 2015, 01:46:36 AM

Quote from: b-trading on June 17, 2015, 04:48:07 AM

Here in this forum i see some potencial bussiness to be create such as lending or be an profesional escrow, do you guys have any idea to create bussiness using this forum?

Make sure you calculate the proper risk /reward ratios of each loan taker, you dont want to end up losing money to defaulters.

You have to take into consideration their rank, their activity, their posts, their previous actions, if they took loan before, if they defaulted before ,...etc

All these factors need to be considered before some1 becomes eligible for a loan, after all its a for-profit business.

Good luck friend!

IMO the only thing you have to consider when giving somebody loan is their collateral and nothing else. it doesn't matter if they have good or bad reputation when you know that your money is safe.
you simply get the collateral (money's worth) if they decided not to pay you back.

Yea but a collateral is bullshit. You cannot ask for a 100% collateral otherwise taking the loan is useless.

Why would you take the loan and pay interest on it if you already got the money in another form.

But if you ask for 50% collateral you still have to deal with the other 50% risk, thats when you can rely on reputation and account behaviour.

If you have money in another form doesnt mean that you want to sell this. For example a steam account. You might want to keep it. Though you still can give it as collateral to an escrow.

And why should someone accept 50% risk? The scammer could have planned to scam an amount 50% of the taken loan. Then you gave him 100% of what he wanted that way.

I agree with you sometimes there is any condition that you really need money in other side you have money in another form for example you have gold...but you dont want to sell the gold..and you can use the gold as collateral to get money from loan