Quote from: mrhelpful on August 05, 2015, 10:11:00 PM

Quote from: Don007 on August 05, 2015, 07:30:44 PM

Quote from: MF Doom on August 05, 2015, 06:39:26 PM

Quote from: futurebit640 on August 05, 2015, 06:11:11 PM

Every time you spend money write it down. Easier to keep track of your expenses if you see them on paper.
Once you know that amount and what you're using it on, you can make informed decisions as to where you can reduce your spending in order to save that money instead.

yes, a budget that you put down on paper/spreadsheet will probably show you some expenses you never really thought of, and its a good idea to add EVERYTHING, even small monthly expenses like $8/month for netflix should be on there, if you dont account for that stuff you're only hurting yourself

You're right in the sense that all the small expenses result in a large expense each month indeed. In order to react on your example of Netflex, some accounts of Netflix allowed you to be shared (with 4 other persons, so in total 5). This makes Netflix really cheap, and much cheaper than a ordinary television contract. Besides that, also on this forum you can find very cheap life-time Netflex account, although I think those account are not legal (thus hacked or something). However, sharing a Netflix account will save you money thus. Especially if you quit your ordinary TV contract.

I mean you can only tally up the #`s so much on excel.

Eventually, you`ll have to cut the loss of whats not needed or lower it significantly. Esp, like internet being on the phone talking about how you can downgrade your service but still have basic internet. From $55 to $14 a month.

I think you bring up good details on how people can really compromise and save money.

But honestly, I know 90% are lazy so they wouldnt go through this process. Most will just try to find other places to earn more then to cut down or try to get overtime from work.