My service is back!

14 percent of the bitcoins you loan out don't come back to you. At least that's according to your 2nd post in this thread. You keep a running tally of loans, defaulted loans, and money returned.
-snip-
Well, second post is not updated for a while. Nevertheless, you might be right.
I have never heard of OTR. I am not as technologically advanced as you.
No problems! I can use Bitmessage.